238 85th St #20, photo 1
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Overview

0 baDock-rackominium
TypeDock-rackominium
HOANone listed
Lot301 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

238 85th St #20 is a home in Holmes Beach 33rd Unit Boat Slip, Holmes Beach. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Live the ultimate island lifestyle with this rare opportunity to own a separately deeded boat slip in the heart of beautiful Holmes Beach on Anna Maria Island! This is the perfect, low-maintenance solution for local residents, off-water homeowners, or frequent visitors who want all the perks of the Florida boating lifestyle without the premium price tag or upkeep of a waterfront property. Skip the long lines at public ramps and the hassle of trailering; your gateway to the gulf is secure, permanent, and entirely yours. Nestled in Holmes Beach, you are minutes away from exploring the vibrant waters of Tampa Bay, navigating the Intracoastal Waterway, or cruising out into the wide-open Gulf. Holmes Beach is a coastal playground known for its sugary white sands, laid-back charm, and community-centered lifestyle. Owning your own slip unlocks everything that makes this town world-famous. Spend your mornings flats fishing for redfish, your afternoons sandbar-hopping at Passage Key, and your evenings treating family and friends to a true "dock-and-dine" experience at local waterfront restaurants.

The essentials

On market
3 days
Annual tax
$860
Flood zone
AE
Lot
301 sqft
Type
Dock-rackominium

At a glance

Payment

Est. monthly payment
$786/mo
Down payment (20%)
$25,000
Property taxes
$72/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Dock-Rackominium
Year Built
-
Lot
301 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
3
Flood Zone AE
Annual Tax (2025)
$860
Parcel #
6951700001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Holmes Beach 33rd Unit Boat Slip
County
Manatee
MLS Area
34217 - Holmes Beach/Bradenton Beach
Lot Size
301 sqft

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8558546
$125,000

Neighborhood

238 85th St #20
Holmes Beach, FL, 34217 · 34217 - Holmes Beach/Bradenton Beach

Market insights

Offer Insights

Choose an offer strength

List price: $125,000
$116,000 – $125,000
93.2% – 100% of listTops out right at the list price
80% of listList price
37 of the last 72 home closings in 34217 landed at this number or higher (51%). The median one sat 111 days before it went under contract, and this one is on day 3.

Sample: 72 closed home sales in 34217 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$786/mo
Principal & interest$652
Property taxes$72
Insurance$63
Down payment20% · $25,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$125,000

Time on market

3 days

Monthly payment

About $786/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $860 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Mindy VegaListing data from Stellar MLS, MLS# TB8558546.

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