1145 Charles St, photo 1
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Overview

2 bd1 ba960 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1968
Lot6,656 sqft
Living area960 sqft
Price / sqft$375
Garage1 car

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Open house

Sunday, Oct 18 · 12:00 PM to 2:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanThermostatPrivate YardStorageGolf Carts OKPark

1145 Charles St is a 1968-built home in Peale Park, Clearwater. Inside you'll find 2 bedrooms, 1 bathrooms, and 960 square feet of living space. Listed at $360,000 (about $375/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Sweet Clearwater Charmer with Endless Potential! Location, Location, Location! Discover the charm and possibilities of this delightful 2-bedroom, 1-bath concrete block cottage, ideally situated between the Pinellas Trail and the waterfront in a sought-after residential neighborhood surrounded by beautiful, established homes. Enjoy a vacation-style setting with the convenience of a Clearwater address and the highly desirable Dunedin lifestyle! The Pinellas Trail and Charles Park are just half a block away, and charming Downtown Dunedin is golf-cart friendly from here! Situated on an oversized 50' x 133' lot, this sweet cottage offers plenty of opportunity to make it your own. The home features a bonus room, a deep one-car garage with washer and dryer, and a spacious backyard with a powered and lighted utility shed—perfect for extra storage, a workshop, or hobby space. There's also plenty of room to add a pool and create your own private outdoor paradise retreat! Additional highlights include zoning for Dunedin schools, roof approximately 2012, A/C approximately 2021, and a water heater approximately 2021. No flood zone! Whether you're looking for a charming home to personalize, an investment opportunity, or a property in a fantastic location to enjoy the best of the Dunedin lifestyle, this little gem is full of possibilities. Bring your vision and make it yours!

The essentials

Built
1968
Price / sqft
$375
On market
1 day
Annual tax
$5,741
Flood zone
X · Low risk
Lot
6,656 sqft
Type
Single Family Residence

At a glance

Single family
Built 1968
1 car garage
Garage Door Opener
6,656 sqft lot
Lot size
960 sqft
Living area

Payment

Est. monthly payment
$2,536/mo
Down payment (20%)
$72,000
Property taxes
$478/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1968
Lot
6,656 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Oversized
Days on Market
1
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Thermostat
Private Yard
Storage
Golf Carts OK
Park
Playground
Range
Range Hood
Refrigerator
Elementary
Sandy Lane Elementary-PN
Middle
Dunedin Highland Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,741
Parcel #
03-29-15-68094-004-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peale Park
County
Pinellas
MLS Area
33755 - Clearwater
Lot Size
6,656 sqft
City LimitsLandscapedLevelNear Golf CourseNear MarinaNear Public TransitOversized LotPaved

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8558716
$360,000
$375/sqft

Neighborhood

1145 Charles St
Clearwater, FL, 33755 · 33755 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $360,000
$357,500 – $360,000
99.5% – 100% of listTops out right at the list price
80% of listList price
78 of the last 148 home closings in 33755 landed at this number or higher (53%). The median one sat 34 days before it went under contract, and this one is on day 1.

Sample: 148 closed home sales in 33755 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,536/mo
Principal & interest$1,878
Property taxes$478
Insurance$180
Down payment20% · $72,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$360,000

$375 per sq ft

Beds and baths

2 beds, 1 baths

Size

960 sq ft

Time on market

1 day

Year built

1968

Monthly payment

About $2,536/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,741 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Roberta CelibertiListing data from Stellar MLS, MLS# TB8558716.

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