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About this home
500 N Osceola Ave #604 is a 1974-built home in Harbor Bluffs Waterfront Condo, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,090 square feet of living space. Listed at $300,000 (about $275/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $962 monthly.
Wake up to Intracoastal water views and a downtown Clearwater skyline from this 6th-floor, 2-bedroom, 2-bath waterfront condo. Sunrises, sunsets, boat traffic, and city lights are all part of the daily view. The condo is ready to live in as-is, but it's dated and ready for a new owner's personal touch. Flooring is the most obvious upgrade, and the rest is a blank canvas. Bring your vision and build equity with a renovation you design yourself! The big-ticket items are already done-the AC was replaced in 2019, and the water heater in 2024. Electric storm shutters are in place for hurricane season, and an in-unit washer and dryer means no shared laundry room. The HOA fee covers nearly everything—just pay for electricity, cable, and internet. The location is ideal—just steps from Coachman Park, The Baycare Sound, Seminole Boat Ramp, Francis Wilson Playhouse, and an array of restaurants and shops. With so many exciting new developments on the horizon like the new Ballad Hotel, and the $50M EVO Entertainment complex coming to downtown Clearwater, now is the perfect time to invest in this vibrant area. Don’t miss your chance to own a waterfront gem in one of Clearwater’s most desirable neighborhoods—get in before it’s too late!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 41 closed condo sales in 33755 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$300,000
$275 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,090 sq ft
Time on market
2 days
Year built
1974
Monthly payment
About $3,113/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,235 annual tax bill, insurance, and the $962/mo HOA fee.
HOA fee
$962/mo
Managed by First Service Residential.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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