500 N Osceola Ave #604, photo 1
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Overview

2 bd2 ba1,090 sqftCondominium
TypeCondominium
HOA$962/mo
Built1974
Lot84,000 sqft
Living area1,090 sqft
Price / sqft$275

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Wood CabinetsThermostatBalconyHurricane ShuttersBuyer Approval RequiredCommunity MailboxFitness CenterGated Community - No Guard

500 N Osceola Ave #604 is a 1974-built home in Harbor Bluffs Waterfront Condo, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,090 square feet of living space. Listed at $300,000 (about $275/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $962 monthly.

From the listing

Wake up to Intracoastal water views and a downtown Clearwater skyline from this 6th-floor, 2-bedroom, 2-bath waterfront condo. Sunrises, sunsets, boat traffic, and city lights are all part of the daily view. The condo is ready to live in as-is, but it's dated and ready for a new owner's personal touch. Flooring is the most obvious upgrade, and the rest is a blank canvas. Bring your vision and build equity with a renovation you design yourself! The big-ticket items are already done-the AC was replaced in 2019, and the water heater in 2024. Electric storm shutters are in place for hurricane season, and an in-unit washer and dryer means no shared laundry room. The HOA fee covers nearly everything—just pay for electricity, cable, and internet. The location is ideal—just steps from Coachman Park, The Baycare Sound, Seminole Boat Ramp, Francis Wilson Playhouse, and an array of restaurants and shops. With so many exciting new developments on the horizon like the new Ballad Hotel, and the $50M EVO Entertainment complex coming to downtown Clearwater, now is the perfect time to invest in this vibrant area. Don’t miss your chance to own a waterfront gem in one of Clearwater’s most desirable neighborhoods—get in before it’s too late!

The essentials

Built
1974
Price / sqft
$275
On market
2 days
Annual tax
$5,235
HOA
$962/mo
Flood zone
X · Low risk
Lot
84,000 sqft
Type
Condominium

At a glance

High-rise condo
10 stories · 1974
Waterfront
Intracoastal Waterway
Assigned parking
Private balcony
Outdoor space
1,090 sqft
Living area

Payment

Est. monthly payment
$3,113/mo
Down payment (20%)
$60,000
Property taxes
$436/mo
HOA
$962/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
84,000 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Ground Level, Guest, Off Street
Waterfront
Intracoastal Waterway
Days on Market
2
Solid Wood Cabinets
Thermostat
Balcony
Hurricane Shutters
Buyer Approval Required
Community Mailbox
Fitness Center
Gated Community - No Guard
Sidewalks
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,235
Parcel #
09-29-15-35849-000-0604

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Bluffs Waterfront Condo
County
Pinellas
MLS Area
33755 - Clearwater
Lot Size
84,000 sqft
City LimitsLandscapedSloped
HOA
$962/mo
First Service Residential

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #TB8558852
$300,000
$275/sqft

Neighborhood

500 N Osceola Ave #604
Clearwater, FL, 33755 · 33755 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
99% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 condo closings in 33755 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 2.

Sample: 41 closed condo sales in 33755 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,113/mo
Principal & interest$1,565
Property taxes$436
Insurance$150
HOA$962
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$275 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,090 sq ft

Time on market

2 days

Year built

1974

Monthly payment

About $3,113/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,235 annual tax bill, insurance, and the $962/mo HOA fee.

HOA fee

$962/mo

Managed by First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE SHOP REAL ESTATE CO.Listing agent: Jenna KuzmaListing data from Stellar MLS, MLS# TB8558852.

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