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About this home
4 Ulmacea Pl is a 2023-built home in Armand Bch East Sub, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,926 square feet of living space. Listed at $785,900 (about $408/sqft), 183 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Welcome to this stunning modern coastal retreat located in the highly desirable beachside community of Hammock in Palm Coast. Built in 2023, this beautifully designed home offers the perfect blend of luxury, privacy, and coastal convenience. Just a short walk or golf cart ride to the beach. This spacious residence features 3 bedrooms, 2.5 bathrooms, and over 3,300 square feet of thoughtfully designed living space, all set on an oversized 0.254-acre lot—larger than most in the area. Inside, you’ll find an open-concept floor plan with soaring 10-foot ceilings and an abundance of natural light. The designer kitchen serves as the heart of the home, complete with granite countertops, a large center island, and stainless steel appliances perfect for entertaining or everyday living. The primary suite offers a true spa-like retreat, featuring a built-in closet system, dual vanities, a private water closet, and an oversized walk-in shower with bench seating. A split-bedroom layout enhances privacy, with guest bedrooms connected by a Jack-and-Jill bathroom, plus an additional half bath for convenience. Luxury vinyl plank flooring runs throughout the home, combining durability with modern style. Step outside to your covered lanai, ideal for indoor-outdoor living, relaxing with ocean breezes, or hosting sunset gatherings. The backyard is fully fenced and includes a private pool, with additional space to accommodate a large RV or boat. Outdoor kitchen hookups are already in place, offering even more potential for customization. Additional highlights include: Extra-wide driveway and 3-car garage, Well and public water systems, No HOA providing flexibility for short-term rentals or Airbnb opportunities, Boat ramp at the end of the street, and ample trailer parking nearby, Walking distance to Publix and local conveniences. Located just minutes from the Atlantic Ocean, scenic A1A, the Intracoastal Waterway, and nearby nature preserves, this home offers a peaceful, low-density coastal lifestyle far from the congestion of inland developments. Whether you're looking for a primary residence, a vacation getaway, or a high-performing income property (with potential to accommodate large groups), this home delivers exceptional versatility and value.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$785,900
$408 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,926 sq ft
Time on market
183 days
Year built
2023
Monthly payment
About $4,979/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,844 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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