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Overview

5 bd3 ba2,801 sqft2 car garageSingle Family
TypeSingle Family
HOA$279/qtr
Built2000
Lot8,820 sqft
Living area2,801 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Outdoor KitchenOutdoor ShowerDishwasher

10 Cotton MILL CT is a 2000-built home in Ormond Lakes Un 07, Ormond Beach. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,801 square feet of living space. Listed at $565,000 (about $202/sqft), 144 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $279 quarterly.

From the listing

Virtually Staged. *** BEST PRICED 5 BR 3 BA POOL HOME PER SQ FT IN ORMOND BEACH!!*** Your Florida dream home awaits! This updated 5-bedroom, 3-bath residence offers over-the-top outdoor living with a remodeled saltwater pool, spa, Italian travertine decking, and a fully screened entertaining space complete with a built-in grill. Inside, you'll find soaring ceilings, abundant natural light, bamboo flooring throughout, and numerous recent upgrades. Nestled in a highly desirable Ormond Beach neighborhood with great schools, community amenities, and easy access to shopping, dining, and I-95, this home is a must-see.

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The essentials

Built
2000
Price / sqft
$202
On market
144 days
Annual tax
$5,572
HOA
$279/qtr
Flood zone
X · Low risk
Lot
8,820 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Heated
2 car garage
8,820 sqft lot
Lot size
2,801 sqft
Living area

Payment

Est. monthly payment
$3,787/mo
Down payment (20%)
$113,000
Property taxes
$464/mo
HOA
$279/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
8,820 sqft
Cooling
Central Air, Other
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Salt Water, Screen Enclosure
Days on Market
144
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Outdoor Kitchen
Outdoor Shower
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,572
Parcel #
3240-05-00-0390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ormond Lakes Un 07
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
8,820 sqft
HOA
$279/qtr
Ormond Lakes HOA

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #V4949242
$565,000-2.3%
$202/sqft
-
Price change
Source: Stellar MLS #V4949242
$578,500-7.4%
$207/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #V4949242
$625,000
$223/sqft

Neighborhood

10 Cotton MILL CT
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $565,000
$555,000 – $565,000
98.4% – 100% of listTops out right at the list price
80% of listList price
141 of the last 281 home closings in 32174 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 144 after a $60,000 cut.

Sample: 281 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,787/mo
Principal & interest$2,947
Property taxes$464
Insurance$283
HOA$93
Down payment20% · $113,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$565,000

$202 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,801 sq ft

Time on market

144 days

Year built

2000

Monthly payment

About $3,787/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,572 annual tax bill, insurance, and the $279/qtr HOA fee.

HOA fee

$279/qtr

Managed by Ormond Lakes HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Nancy CortezListing data from Stellar MLS, MLS# V4949242.

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