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About this home
225 Gardenia Ave is a 2025-built home in Paradise Lakes Sub, Georgetown. Inside you'll find 2 bedrooms, 2 bathrooms, and 913 square feet of living space. Listed at $197,400 (about $216/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $45 annually.
Virtually Staged. Enjoy Florida boating and fishing lifestyle in this 2025 Gorgeous Home located in a peaceful surrounding. Includes private community WATER FRONT AREA. 100 PERCENT FINANCING WITH USDA LOAN, NO MONEY DOWN WITH QUALIFIED BUYER. ALSO UP TO $10,000 TOWARDS DOWN PAYMENT FOR QUALIFIED FIRST TIME HOME BUYER WITH FIRST TIME HOME BUYER PROGRAM! This elegant newer home offers an open, light-filled layout with quartz countertops, marble accents, and a spacious back patio overlooking serene wildlife views. It also includes a whole house water softner! Perfectly situated on a 0.23-acre lot in a USDA eligible area, this home provides the ideal blend of comfort and affordability. The community features a private boat ramp to Lake George and the St. Johns River, a newly remodeled fishing dock, pavilion with grills, and RV spots for guests--making it the perfect choice for buyers seeking a peaceful retreat, a first home, or a smart investment. SOME PICS HAVE BEEN VIRTUAL STAGED
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 180 closed home sales in Putnam County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$197,400
$216 per sq ft
Beds and baths
2 beds, 2 baths
Size
913 sq ft
Time on market
101 days
Year built
2025
Monthly payment
About $1,169/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $433 annual tax bill, insurance, and the $45/yr HOA fee.
HOA fee
$45/yr
Managed by Joseph Denomme.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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