109 Western Ave, photo 1
Active Under Contract
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Overview

2 bd2 ba1,230 sqftSingle Family
TypeSingle Family
HOANone listed
Built1969
Lot10,000 sqft
Living area1,230 sqft
Price / sqft$203

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Stone CountersThermostatAwning(s)Private MailboxPrivate YardMicrowaveRangeRefrigerator

109 Western Ave is a 1969-built home in MC Ginnis, Edgewater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,230 square feet of living space. Listed at $249,900 (about $203/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. DOUBLE LOT • MIXED RESIDENTIAL- COMMERCIAL ZONING • SHORT-TERM RENTAL POTENTIAL • MOVE-IN READY! Welcome to 109 Western Avenue in Edgewater—a versatile property offering the perfect combination of residential comfort, investment potential, and an excellent location near the water! Situated on a double lot and zoned R-1 Mixed B-3 Commercial with Single-Family Residential (SFR) use, this property offers opportunities that go beyond the typical residential home. This well-maintained 2-bedroom, 2-bath home features beautiful hardwood flooring, an updated kitchen with newer cabinetry and granite countertops, and plenty of natural light throughout. The home has been thoughtfully updated, including newer windows and sliding glass doors installed in 2017, A 2015 ROOF, 2018 water heater, 2023 HVAC system, and re-piping completed in 2020.Enjoy Florida living from two screened-in porches, providing additional space to relax, entertain, or enjoy your morning coffee. The property also features a fully fenced yard, offering privacy and room to enjoy the outdoors. For the hobbyist, boat owner, or anyone needing extra storage, there is a aluminum shed that will convey with the property, along with an additional smaller wood shed. The home also offers an indoor laundry room with a dryer. Location is a major highlight! A boat ramp and nearby park are approximately two minutes away, making it easy to enjoy boating, fishing, kayaking, and the outdoor lifestyle that makes Edgewater so desirable. The property also offers short-term rental potential, providing flexibility for an owner-occupant, vacation rental, or investment property, subject to applicable local regulations. Whether you’re looking for a comfortable Florida home, an investment opportunity, or a property with flexible future possibilities, 109 Western Avenue offers space, updates, zoning flexibility, and convenient access to the water—all on a double lot! BUYER to verify all current zoning regulations with the City of Edgewater.

The essentials

Built
1969
Price / sqft
$203
On market
30 days
Annual tax
$428
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
10,000 sqft lot
Lot size
1,230 sqft
Living area

Payment

Est. monthly payment
$1,464/mo
Down payment (20%)
$49,980
Property taxes
$36/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
30
Stone Counters
Thermostat
Awning(s)
Private Mailbox
Private Yard
Microwave
Range
Refrigerator
Elementary
Edgewater Public School
Middle
New Smyrna Beach Middl
High
New Smyrna Beach High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$428
Parcel #
17-34-52-06-03-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MC Ginnis
County
Volusia
MLS Area
32132 - Edgewater
Lot Size
10,000 sqft
Cleared

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #V4950873
$249,900-2.0%
$203/sqft
9/19/2026
Listed for sale
Source: Stellar MLS #V4950873
$254,900
$207/sqft

Neighborhood

109 Western Ave
Edgewater, FL, 32132 · 32132 - Edgewater

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$242,500 – $249,900
96.9% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 home closings in 32132 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 30 after a $5,000 cut.

Sample: 41 closed home sales in 32132 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,464/mo
Principal & interest$1,303
Property taxes$36
Insurance$125
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$203 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,230 sq ft

Time on market

30 days

Year built

1969

Monthly payment

About $1,464/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $428 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byDASH REAL ESTATE COMPANYListing agent: Brenda McGoughListing data from Stellar MLS, MLS# V4950873.

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