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About this home
109 Western Ave is a 1969-built home in MC Ginnis, Edgewater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,230 square feet of living space. Listed at $249,900 (about $203/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under contract-accepting backup offers. DOUBLE LOT • MIXED RESIDENTIAL- COMMERCIAL ZONING • SHORT-TERM RENTAL POTENTIAL • MOVE-IN READY! Welcome to 109 Western Avenue in Edgewater—a versatile property offering the perfect combination of residential comfort, investment potential, and an excellent location near the water! Situated on a double lot and zoned R-1 Mixed B-3 Commercial with Single-Family Residential (SFR) use, this property offers opportunities that go beyond the typical residential home. This well-maintained 2-bedroom, 2-bath home features beautiful hardwood flooring, an updated kitchen with newer cabinetry and granite countertops, and plenty of natural light throughout. The home has been thoughtfully updated, including newer windows and sliding glass doors installed in 2017, A 2015 ROOF, 2018 water heater, 2023 HVAC system, and re-piping completed in 2020.Enjoy Florida living from two screened-in porches, providing additional space to relax, entertain, or enjoy your morning coffee. The property also features a fully fenced yard, offering privacy and room to enjoy the outdoors. For the hobbyist, boat owner, or anyone needing extra storage, there is a aluminum shed that will convey with the property, along with an additional smaller wood shed. The home also offers an indoor laundry room with a dryer. Location is a major highlight! A boat ramp and nearby park are approximately two minutes away, making it easy to enjoy boating, fishing, kayaking, and the outdoor lifestyle that makes Edgewater so desirable. The property also offers short-term rental potential, providing flexibility for an owner-occupant, vacation rental, or investment property, subject to applicable local regulations. Whether you’re looking for a comfortable Florida home, an investment opportunity, or a property with flexible future possibilities, 109 Western Avenue offers space, updates, zoning flexibility, and convenient access to the water—all on a double lot! BUYER to verify all current zoning regulations with the City of Edgewater.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,900
$203 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,230 sq ft
Time on market
30 days
Year built
1969
Monthly payment
About $1,464/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $428 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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