20 Lake Walden Trl, photo 1
Active Under Contract
1 / 52

Overview

3 bd2 ba1,874 sqft2 car garageSingle Family
TypeSingle Family
HOA$274/qtr
Built1995
Lot11,217 sqft
Living area1,874 sqft
Price / sqft$187
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenTray Ceiling(s)Walk-in Closet(s)Hurricane ShuttersStreet LightsDisposal

20 Lake Walden Trl is a 1995-built home in Lake Walden Cove - The Trails O.b. (2946), Ormond Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,874 square feet of living space. Listed at $349,900 (about $187/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $274 quarterly.

From the listing

Under contract-accepting backup offers. One level, 1,874 square feet of interior living space, and a brand-new HVAC system. That is the short version of 20 Lake Walden Trail. This 1995 block-and-stucco home sits in Lake Walden Cove, a small pocket of single-family homes inside The Trails, one of Ormond Beach's most established and desirable communities. Three bedrooms, two baths, high ceilings, and a layout that gives you room to spread out without handing you a yard that runs your weekends. The kitchen has already been updated: tall cabinetry with glass-front uppers that use the height of the ceilings, solid-surface counters, tile backsplash, quality appliances, and an eat-in area with windows on two sides. There is a separate dining room for the nights that call for one, and the living room sits open to it all. The primary suite is set at the back of the home with a walk-in closet and a remodeled bath with new cabinetry and a tiled walk-in shower. The second bedroom near the garage comes with a built-in desk and cabinets, so your office is already built. The second bath is updated as well. The Florida room is the space that sells this house. Real windows, sliders that open all the way into the wall, climate-controlled, and included in the interior square footage. Use it as a second living room, a reading room, or the spot the dog naps in the sun. Just past it, a covered patio with a roll-down awning looks out over easy-care landscaping and a small water feature. Here is the honest pitch: if you want a half acre and an outdoor kitchen, this is not your house. If you want your living space inside, your maintenance low, and your weekends free, it is exactly your house. A few details that matter: concrete block and stucco construction with a hip roof, the combination your insurance agent likes to see. A brand-new HVAC system, the big-ticket item buyers worry about most. A two-car garage with the laundry room just inside, washer and dryer included. A well for irrigation, so the lawn is not running on city water. Then there is the location, which is half the value. The Trails gives you a community clubhouse, pool, and miles of shaded walking and biking trails. Nova Community Park is minutes away with ball fields, public tennis, basketball and handball courts, a fitness trail, a skate court, the Magic Forest Playground, and a community center with a two-court gym, a game room, and a weight room. The Trails Shopping Center handles groceries, coffee, and a good run of local restaurants, and Granada Boulevard, I-95, and the beach are all a short drive. Square footage note: interior living area of 1,874 includes the 187 square foot climate-controlled Florida room. County records list 1,687 square feet of heated area. Total area under roof, including the garage and covered porch, is 2,625 square feet. Buyers should measure and verify anything important to them. Come see it before its gone! Call today to schedule your private showing.

The essentials

Built
1995
Price / sqft
$187
On market
10 days
Annual tax
$1,847
HOA
$274/qtr
Flood zone
X · Low risk
Lot
11,217 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
2 car garage
0.25 acres
Lot size
1,874 sqft
Living area

Payment

Est. monthly payment
$2,245/mo
Down payment (20%)
$69,980
Property taxes
$154/mo
HOA
$274/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
11,217 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
10
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Street Lights
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Tomoka Elem
Middle
Ormond Beach Middle
High
Seabreeze High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,847
Parcel #
421721000130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Walden Cove - The Trails O.b. (2946)
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
11,217 sqft
Conservation Area
HOA
$274/qtr
Trails Homeowners Association Inc

Price history

Date
Event
Price
10/12/2026
Pending sale
Source: Stellar MLS #V4951731
$349,900
$187/sqft
10/8/2026
Listed for sale
Source: Stellar MLS #V4951731
$349,900
$187/sqft

Neighborhood

20 Lake Walden Trl
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$345,000 – $349,900
98.4% – 100% of listTops out right at the list price
80% of listList price
147 of the last 292 home closings in 32174 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 10.

Sample: 292 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,245/mo
Principal & interest$1,825
Property taxes$154
Insurance$175
HOA$91
Down payment20% · $69,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$187 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,874 sq ft

Time on market

10 days

Year built

1995

Monthly payment

About $2,245/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,847 annual tax bill, insurance, and the $274/qtr HOA fee.

HOA fee

$274/qtr

Managed by Trails Homeowners Association Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Debbie Weller, PAListing data from Stellar MLS, MLS# V4951731.

Keep exploring Florida

Pick up where you left off, or see what else is out there.