10706 Ruffino CT, photo 1
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Overview

4 bd5 ba5,908 sqft3 car garageSingle Family
TypeSingle Family
HOA$879/qtr
Built2006
Lot15,566 sqft
Living area5,908 sqft
Price / sqft$271
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

10706 Ruffino CT is a 2006-built home in Champions Club, Trinity. Inside you'll find 4 bedrooms, 5 bathrooms, and 5,908 square feet of living space. Listed at $1,599,900 (about $271/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $879 quarterly.

From the listing

Virtually Staged. Experience refined living in this exceptional custom-built luxury estate, perfectly positioned on one of the most desirable homesites within the prestigious Champions Club community. Showcasing breathtaking golf course and water views, the residence is surrounded by lush, professionally designed tropical landscaping that enhances both privacy and curb appeal. Spanning nearly 6,000 square feet of thoughtfully designed living space, this elegant home features 4 spacious bedrooms, 6 well-appointed bathrooms, a formal living room, formal dining room, expansive family room, private den or study, bonus room, an impressive 40 x 22 game room, and a dedicated home theater. An oversized three-car garage provides ample storage and convenience. The gourmet kitchen has been tastefully updated with high-end stainless steel appliances, a large center island, custom wood cabinetry, granite countertops, and a generous eat-in dining area, ideal for both everyday living and entertaining. The luxurious primary suite offers a private retreat, complete with an expansive spa-inspired bathroom featuring dual vanities with granite countertops, a walk-in shower, soaking garden tub, and an oversized walk-in closet. Designed for entertaining, the home includes a custom bar area and a temperature-controlled wine room with capacity for over 200 bottles. Premium upgrades are evident throughout, including designer lighting and ceiling fans, marble and hardwood flooring, crown molding, plantation shutters, freshly painted interior spaces, and new flooring. Outdoor living is equally impressive, featuring a resort-style pool and spa, along with a fully equipped outdoor kitchen, creating the ultimate private oasis for relaxation and entertaining. Located in a gated, amenity-rich community, Champions Club offers residents exclusive access to a clubhouse with catering kitchen, resort-style pool and spa, fitness center, tennis and basketball courts, and a full calendar of private resident events. The home is conveniently situated near top-rated schools, upscale shopping and dining, medical facilities, beautiful Gulf beaches, the Suncoast Parkway, and is approximately 30 minutes from Tampa International Airport. This remarkable estate presents a rare opportunity to own a luxury home that seamlessly blends elegance, comfort, and an exceptional lifestyle. Schedule your private showing today.

The essentials

Built
2006
Price / sqft
$271
On market
177 days
Annual tax
$12,484
HOA
$879/qtr
Flood zone
X · Low risk
Lot
15,566 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Water views
Golf Course
Private pool
Gunite
3 car garage
Garage Faces Rear
0.36 acres
Lot size

Payment

Est. monthly payment
$10,477/mo
Down payment (20%)
$319,980
Property taxes
$1,040/mo
HOA
$879/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
15,566 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Rear, Garage Faces Side, Golf Cart Parking
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
177
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Deed Restrictions
Fitness Center
Golf
Pool
Tennis Court(s)
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Trinity Elementary-PO
Middle
Seven Springs Middle-PO
High
J.W. Mitchell High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$12,484
Parcel #
31-26-17-0190-00000-5280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Champions Club
County
Pasco
MLS Area
34655 - New Port Richey/Seven Springs/Trinity
Lot Size
15,566 sqft
On Golf CourseOversized Lot
HOA
$879/qtr
Champions Club HOA Julie Gonzalez

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #W7884898
$1,599,900-3.0%
$271/sqft
-
Price change
Source: Stellar MLS #W7884898
$1,649,900-5.7%
$279/sqft
4/18/2026
Listed for sale
Source: Stellar MLS #W7884898
$1,749,900+116.0%
$296/sqft
11/18/2016
Sold
Source: Pasco County Public Record
$810,000
$137/sqft

Neighborhood

10706 Ruffino CT
Trinity, FL, 34655 · 34655 - New Port Richey/Seven Springs/Trinity

Market insights

Offer Insights

Choose an offer strength

List price: $1,599,900
$1.59M – $1.60M
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 255 home closings in 34655 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 177 after a $150,000 cut.

Sample: 255 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,477/mo
Principal & interest$8,344
Property taxes$1,040
Insurance$800
HOA$293
Down payment20% · $319,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,599,900

$271 per sq ft

Beds and baths

4 beds, 5 baths

Size

5,908 sq ft

Time on market

177 days

Year built

2006

Monthly payment

About $10,477/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,484 annual tax bill, insurance, and the $879/qtr HOA fee.

HOA fee

$879/qtr

Managed by Champions Club HOA Julie Gonzalez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX CHAMPIONSListing agent: Christian BennettListing data from Stellar MLS, MLS# W7884898.

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