Lot 194 Chestnut Ridge Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,375 sqft

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About this home

Lot 194 Chestnut Ridge Rd is a home in Whisp Oaks Estate Ph 6-a, Dade City. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautiful 0.24± acre cleared lot located in the desirable Whispering Oaks Estates of Hernando County - ready for your future home plans! This inviting community offers low annual HOA dues, a recreation center for meetings and social activities, and private roads, creating a peaceful and welcoming setting. Ideally situated just off Treiman Blvd (US 301), the location provides excellent accessibility - approximately one mile to Cortez Blvd (US Hwy 98) and only six miles to I-75, making commuting to Brooksville, Dade City, Orlando, Ocala, Tampa, and the St. Pete/Clearwater areas easy and convenient. Enjoy an abundance of nearby activities just minutes away, including Croom Motorbike Trails, the Withlacoochee State Forest with miles of horseback riding trails, along with fishing, boating, shopping, restaurants, entertainment, and medical facilities. With lots of new homes in the area, this neighborhood continues to grow and shine. Buy now and build later - don't miss the opportunity to secure this wonderful homesite. Check it out before it's gone!

The essentials

On market
165 days
Annual tax
$417
Flood zone
X · Low risk
Lot
10,375 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$257/mo
Down payment (20%)
$7,800
Property taxes
$35/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,375 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
165
Elementary
Eastside Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$417
Parcel #
R01-123-21-1324-0000-1940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whisp Oaks Estate Ph 6-a
County
Hernando
MLS Area
33523 - Dade City/Ridge Manor
Lot Size
10,375 sqft
ClearedPaved

Price history

Date
Event
Price
5/5/2026
Listed for sale
Source: Stellar MLS #W7885308
$39,000

Neighborhood

Lot 194 Chestnut Ridge Rd
Dade City, FL, 33523 · 33523 - Dade City/Ridge Manor

Calculator

Est. monthly payment
$258/mo
Principal & interest$203
Property taxes$35
Insurance$20
Down payment20% · $7,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$39,000

Time on market

165 days

Monthly payment

About $257/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $417 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCENTURY 21 ALLIANCE REALTYListing agent: Marie McLaughlinListing data from Stellar MLS, MLS# W7885308.

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