2009 SW 20th St, photo 1
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Overview

3 bd2 ba2,250 sqftSingle Family
TypeSingle Family
HOA$300/yr
Built2023
Lot436,036 sqft
Living area2,250 sqft
Price / sqft$378

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone Counters

2009 SW 20th St is a 2023-built home in Gil-crest Farms 23, Bell. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,250 square feet of living space. Listed at $850,000 (about $378/sqft), 144 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

Looking for a fabulous horse farm in a horse community with a gorgeous home? There's also opportunity for income with all these stalls and paddocks! This 2023 (3/2 plus bonus room) custom log home looks like it's straight out of a magazine! Vaulted ceilings, hardwood floors, lodge-like stone fireplace and tons of farmhouse character! The stone fireplace extends to the exterior of the home and touches throughout the home. So many details and features! Large bedrooms, the en suite bath has a great tile shower with dual showerheads and dual sinks. The kitchen is beautiful with granite countertops with waterfall ends, the kitchen has a huge hammered copper Farm house sink. The bathrooms also have copper sinks. Open floor plan with a living room AND another family room with a bar area that's great for entertaining. You step from the laundry room down to the outdoor covered patio/pergola area with a hot tub on beautiful stamped concrete. There is a pull down staircase in the office/bonus room that leads to a large storage attic! There is a hidden gun rack! The Generac generator runs the whole house, the barn and the paddock automatic waterers! The property is fenced and cross-fenced with 9 paddocks (all with automatic waterers), plus some hay stations, a very functional barn with 14 big stalls, a bathroom, each stall with an automatic waterer, a big tack/feed room, a large bay for bathing/grooming, and a storage area on one end for tractors and utility vehicles. One stall on one end of the barn has a Turn-out to the paddocks connected to that side. There's also a metal shed with electric that's 24 x 24 with a lean-to connected that is 18 x 24. Low HOA fee is for maintenance of the Standardbred track next door. You'll be close to the Suwannee River and the springs in the area. Gilchrist County features top-rated schools and Florida has no state income tax! This is one home you need to see and experience! Information contained herein intended to be accurate, buyer and buyer agent to verify.

The essentials

Built
2023
Price / sqft
$378
On market
144 days
Annual tax
$3,467
HOA
$300/yr
Flood zone
X · Low risk
Lot
436,036 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
10.01 acres
Lot size
2,250 sqft
Living area

Payment

Est. monthly payment
$5,172/mo
Down payment (20%)
$170,000
Property taxes
$289/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
436,036 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Off Street, Open, Parking Pad
Days on Market
144
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Outdoor Grill
Sidewalk
Horses Allowed
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,467
Parcel #
07-09-15-0000-0007-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gil-crest Farms 23
County
Gilchrist
MLS Area
32619 - Bell
Lot Size
436,036 sqft
ClearedFarmPastureZoned for Horses
HOA
$300/yr
tbd

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #W7886036
$850,000-5.5%
$378/sqft
-
Price change
Source: Stellar MLS #W7886036
$899,900-8.2%
$400/sqft
5/22/2026
Listed for sale
Source: Stellar MLS #W7886036
$980,000
$436/sqft

Neighborhood

2009 SW 20th St
Bell, FL, 32619 · 32619 - Bell

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$810,000 – $850,000
95.5% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 home closings in 32619 landed at this number or higher (52%). The median one sat 31 days before it went under contract, and this one is on day 144 after a $130,000 cut.

Sample: 29 closed home sales in 32619 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,172/mo
Principal & interest$4,433
Property taxes$289
Insurance$425
HOA$25
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$378 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,250 sq ft

Time on market

144 days

Year built

2023

Monthly payment

About $5,172/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,467 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by tbd.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBIG BEND HOME & LAND LLCListing agent: Nancy Zubler-TurnerListing data from Stellar MLS, MLS# W7886036.

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