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Overview

2 bd2 ba1,689 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,268/qtr
Built2021
Lot6,696 sqft
Living area1,689 sqft
Price / sqft$290
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSolid Surface CountersSplit BedroomWalk-in Closet(s)Hurricane ShuttersLightingSidewalk

3270 Francoa Dr is a 2021-built home in Esplanade/Starkey Ranch, Odessa. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,689 square feet of living space. Listed at $489,999 (about $290/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,268 quarterly.

From the listing

REDUCED AGAIN—NOW PRICED $35,000 BELOW THE ORIGINAL LIST PRICE! Motivated seller! Welcome to this stunning 2021-built home in Esplanade at Starkey Ranch, a private gated community offering a luxurious, resort-style lifestyle. From the moment you enter through the upgraded front door, you’ll appreciate the bright, inviting interior, beautiful décor, elegant crown molding, and plantation shutters throughout the home. The home features ceramic tile in the main living areas and plush carpeting in the bedrooms for added comfort. The spacious primary suite showcases a large bay window, generous walk-in closet, and private en-suite bathroom with dual vanities, granite countertops, an upgraded tiled shower, and a separate water closet. The second bedroom also offers its own en-suite bathroom featuring granite countertops, a tub with a tiled shower, and convenient pocket doors. The Den, which could be a third bedroom has been recently enhanced with stylish wood accent detailing, adding warmth and character to the space. Step outside through doors equipped with a beautiful motorized shade and enjoy the screened, pavered lanai overlooking the lovely backyard—the perfect place to relax, entertain, or enjoy Florida’s year-round sunshine. Additional highlights include a durable tile roof, electrical outlets conveniently installed along the roofline for easy holiday-light decorating, an epoxy-coated garage floor, a water softener, hurricane shutters, outdoor lighting, garage keyless entry, integrated smoke detectors, and an automatic irrigation system. Life at Esplanade feels like a permanent vacation! Residents enjoy two heated pools, a relaxing spa, fitness center, clubhouse, tennis courts, pickleball courts, and miles of scenic trails for walking, jogging, or biking. Take in peaceful views of the community’s beautiful lakes and ponds while enjoying everything this exceptional neighborhood has to offer. The HOA includes lawn care, shrub trimming, reclaimed-water irrigation, trash collection, and recycling—giving you more time to enjoy the Florida lifestyle. Conveniently located near the Suncoast Parkway, this home provides easy access to Tampa International Airport, Tampa nightlife, hospitals, beaches, golf courses, shopping, and an excellent selection of restaurants. Come experience the comfort, convenience, and resort-style living of Esplanade at Starkey Ranch!

The essentials

Built
2021
Price / sqft
$290
On market
130 days
Annual tax
$8,525
HOA
$1,268/qtr
Flood zone
X · Low risk
Lot
6,696 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Fitness center too
2 car garage
Driveway
6,696 sqft lot
Lot size
1,689 sqft
Living area

Payment

Est. monthly payment
$3,934/mo
Down payment (20%)
$98,000
Property taxes
$710/mo
HOA
$1,268/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,696 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest, Parking Pad
Days on Market
130
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Hurricane Shutters
Lighting
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Starkey Ranch K-8
Middle
Starkey Ranch K-8
High
River Ridge High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,525
Parcel #
20-26-17-0080-00000-4990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esplanade/Starkey Ranch
County
Pasco
MLS Area
33556 - Odessa
Lot Size
6,696 sqft
City LimitsIn CountySidewalkPavedPrivate
HOA
$1,268/qtr
Kimberly Krieg

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #W7886389
$489,999-0.6%
$290/sqft
-
Price change
Source: Stellar MLS #W7886389
$493,000-6.1%
$292/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #W7886389
$525,000+74.9%
$311/sqft
4/29/2021
Sold
Source: Pasco County Public Record
$300,100
$178/sqft

Neighborhood

3270 Francoa Dr
Odessa, FL, 33556 · 33556 - Odessa

Market insights

Offer Insights

Choose an offer strength

List price: $489,999
$482,500 – $489,999
98.5% – 100% of listTops out right at the list price
80% of listList price
134 of the last 266 home closings in 33556 landed at this number or higher (50%). The median one sat 34 days before it went under contract, and this one is on day 130 after a $35,001 cut.

Sample: 266 closed home sales in 33556 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,934/mo
Principal & interest$2,556
Property taxes$710
Insurance$245
HOA$423
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$489,999

$290 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,689 sq ft

Time on market

130 days

Year built

2021

Monthly payment

About $3,934/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,525 annual tax bill, insurance, and the $1,268/qtr HOA fee.

HOA fee

$1,268/qtr

Managed by Kimberly Krieg.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byF I GREY & SON RESIDENTIALListing agent: Jeanine AffettoListing data from Stellar MLS, MLS# W7886389.

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