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Overview

3 bd2 ba1,450 sqft2 car garageVilla
TypeVilla
HOA$888.58/qtr
Built2003
Lot4,474 sqft
Living area1,450 sqft
Price / sqft$221
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Walk-in Closet(s)Shade Shutter(s)

20823 Jaffa Ln is a 2003-built home in Groves Ph 02 Club Villas, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $319,900 (about $221/sqft), 114 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $888.58 quarterly.

From the listing

WHAT A BEAUTIFUL VILLA*** 3BED/2BATH/2CAR GARAGE, OVERLOOKING POND AND GOLF COURSE. Kitchen has all stainless steel appliances, and extra cabinets and counters. Laundry off of kitchen has Washer and Dryer with many cabinets and sink. All fans and lighting are upgraded. Plantation Shutters on all windows. Dining room has trey ceiling and crown molding in all rooms. A/C 2025, Hot Water Heater 2025. Both bathrooms have been updated. Beautiful Floors in all rooms. Screended Lanai with ,with Full Roof Overlooking Pond and Golf course Garage has lots os storage p lus an over head Screen on Garage door. Front entrance also is screened,. THIS IS A MUST SEE HOME. THE GROVES IS AN ACTIVE ADULT GATED GOLF COURSE COMMUNITY., WITH A PUBLIX SHOPPING CENTER RIGHT OUTSIDE THE GATES. THE GROVES OFFERS CLUBHOUSE WITH RESTAURANT AND BAR, WORK OUT ROOM, LIBRARY, GAME ROOMS AND PRO SHOP. OUTSIDE IS HEATED SALT WATER POOL AND SPA.TENNIS COURTS, BOCCE BALL, PICKLE BALL AND SHUFFLEBOARD COURTS. HOA COVERS ROOF, PAINTING OUTSIDE, CABLE AND INTERNET AND LAWN . SHOW TODAY

The essentials

Built
2003
Price / sqft
$221
On market
114 days
Annual tax
$4,610
HOA
$888.58/qtr
Flood zone
X* · Low risk
Lot
4,474 sqft
Type
Villa

At a glance

Villa
Built 2003
Water views
Golf Course
Community pool
Fitness center too
2 car garage
4,474 sqft lot
Lot size

Payment

Est. monthly payment
$2,508/mo
Down payment (20%)
$63,980
Property taxes
$384/mo
HOA
$888.58/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2003
Lot
4,474 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
114
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Shade Shutter(s)
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X*
Annual Tax (2025)
$4,610
Parcel #
18-25-35-005.0-0AC.00-037.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Groves Ph 02 Club Villas
County
Pasco
MLS Area
34637 - Land O Lakes
Lot Size
4,474 sqft
Near Golf CourseSidewalkPaved
HOA
$888.58/qtr
GREENACRE/TOM SHOLL

Price history

Date
Event
Price
9/12/2026
Price change
Source: Stellar MLS #W7886928
$319,900-2.8%
$221/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #W7886928
$329,000
$227/sqft

Neighborhood

20823 Jaffa Ln
Land O Lakes, FL, 34637 · 34637 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $319,900
$315,000 – $319,900
98.9% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 townhouse or villa closings in 34637 landed at this number or higher (52%). The median one sat 47 days before it went under contract, and this one is on day 114 after a $9,100 cut.

Sample: 33 closed townhouse or villa sales in 34637 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,509/mo
Principal & interest$1,668
Property taxes$384
Insurance$160
HOA$296
Down payment20% · $63,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,900

$221 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,450 sq ft

Time on market

114 days

Year built

2003

Monthly payment

About $2,508/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,610 annual tax bill, insurance, and the $888.58/qtr HOA fee.

HOA fee

$888.58/qtr

Managed by GREENACRE/TOM SHOLL.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXCEPTIONAL REAL ESTATEListing agent: Sarah RomanellListing data from Stellar MLS, MLS# W7886928.

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