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Overview

2 bd2 ba1,476 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot6,200 sqft
Living area1,476 sqft
Price / sqft$254
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrivate EntrancePrivate MailboxPrivate YardDishwasherMicrowave

3345 Poinsettia Dr is a 1985-built home in Hernando Beach, Hernando Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,476 square feet of living space. Listed at $375,000 (about $254/sqft), 108 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Coastal Living Meets Comfortable Waterfront Living in Hernando Beach! Welcome to this beautifully designed 2-bedroom, 2-bathroom waterfront home where the open floor plan is centered around a stunning cook's kitchen—the true heart of the home. Whether you're preparing dinner for family or entertaining friends, you'll appreciate the quartz countertops, oversized center island, stainless steel appliances, white shaker cabinetry, and an abundance of storage. The split-bedroom layout provides privacy for owners and guests, while luxury vinyl plank and ceramic tile flooring throughout make for easy coastal living. Step through the rear of the home to the large screened porch overlooking the peaceful freshwater canal, the perfect place to enjoy your morning coffee, evening sunsets, or watch Florida's native wildlife. The fenced backyard offers additional privacy and space for pets or outdoor entertaining. Outside, you'll find 62 feet of concrete seawall and a floating dock on a spring-fed freshwater canal with indirect Gulf access. From your backyard you can launch your boat, kayak, or paddleboard and enjoy the waterfront lifestyle. Boaters can reach the Gulf of Mexico by using the community boat lift to cross into the saltwater canal system before passing under a fixed bridge, making this an excellent location for owners of smaller boats looking for affordable waterfront living. Located in the desirable Hernando Beach Middle Section, this home offers all the advantages of waterfront ownership with no HOA. Short-term rentals are permitted, and owners have the freedom to keep boats, trailers, RVs, and commercial vehicles on their property while also being able to install up to 8-foot privacy fences. Hernando Beach is one of Florida's hidden coastal treasures, where life revolves around boating, fishing, and enjoying the natural beauty of the Gulf Coast. Surrounded by protected coastal marshes and the Gulf of Mexico, the community features waterfront restaurants, tiki bars, marinas, seafood markets, and a relaxed Old Florida atmosphere. Outdoor enthusiasts will love the incredible fishing opportunities for redfish, snook, trout, tarpon, grouper, and kingfish, while nearby offshore waters offer easy access to world-class fishing. The crystal-clear Weeki Wachee River is only minutes away for kayaking, paddleboarding, swimming, and enjoying its constant 74-degree spring-fed waters. Popular boating destinations such as the Hernando Beach Flats, Homosassa, Crystal River, and Anclote Key are all within easy reach by boat. Although it feels like a secluded waterfront retreat, Hernando Beach is only about 10 minutes from US-19, offering convenient access to shopping, restaurants, Publix, Walmart, Sam's Club, medical facilities, and everyday conveniences. Tampa International Airport is approximately one hour away, with Orlando's attractions less than 90 minutes away. Whether you're searching for a full-time residence, weekend getaway, vacation rental, or affordable waterfront retreat, this home offers the opportunity to embrace the Gulf Coast lifestyle in one of Florida's most unique boating communities. Come discover why so many people choose to call Hernando Beach home.

The essentials

Built
1985
Price / sqft
$254
On market
108 days
Annual tax
$1,634
Flood zone
AE
Lot
6,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Waterfront
Freshwater Canal w/Lift to Saltwater Canal
1 car garage
6,200 sqft lot
Lot size
1,476 sqft
Living area

Payment

Est. monthly payment
$2,280/mo
Down payment (20%)
$75,000
Property taxes
$136/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
6,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Freshwater Canal w/Lift to Saltwater Canal
Days on Market
108
Ceiling Fans(s)
Open Floorplan
Private Entrance
Private Mailbox
Private Yard
Dishwasher
Microwave
Flood Zone AE
Annual Tax (2025)
$1,634
Parcel #
R13-223-16-2350-1060-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
6,200 sqft

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #W7887164
$375,000-6.2%
$254/sqft
-
Price change
Source: Stellar MLS #W7887164
$399,900-19.9%
$271/sqft
6/28/2026
Listed for sale
Source: Stellar MLS #W7887164
$499,000
$338/sqft

Neighborhood

3345 Poinsettia Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$362,500 – $375,000
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 108 after a $124,000 cut.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,279/mo
Principal & interest$1,956
Property taxes$136
Insurance$188
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$254 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,476 sq ft

Time on market

108 days

Year built

1985

Monthly payment

About $2,280/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,634 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byGULF COAST FISHING HOMES RLTYListing agent: GREG KlesiusListing data from Stellar MLS, MLS# W7887164.

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