Lot 46 Harborpointe Dr., photo 1
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Overview

0 baLand
TypeLand
HOA$960/qtr
Lot14,891 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsGated Community - No Guard

Lot 46 Harborpointe Dr. is a home in Harborpointe, Port Richey. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $960 quarterly.

From the listing

Welcome to Harborpointe, one of Pasco County's best-kept waterfront secrets. Located directly on the Gulf of Mexico, this exclusive double-gated community offers luxury coastal living with spectacular sunrise and sunset views. Residents enter through the 24-hour manned Sand Pebble gate before arriving at the private Harborpointe enclave, where spacious waterfront homesites and an exceptional marina lifestyle await. This premium homesite includes an assigned marina slip, with the option to install a private boat lift, making it ideal for boating enthusiasts. The property features northeast front exposure and southwest rear exposure, perfectly positioned to capture beautiful sunrises and breathtaking Gulf sunsets. One advantage is that this property is located in AE Flood Zone rather than VE, which may allow for reduced piling requirements, potentially lowering construction costs and flood insurance premiums (buyers should verify with their builder, engineer, and insurance provider). Harborpointe is part of the master-planned Sand Pebble community offering outstanding resort-style amenities, including a beautiful new clubhouse with a fitness center, library, card room, billiards, table tennis, activity room, yoga classes, social clubs, and community events. Residents also enjoy access to a community boat ramp, putting green, tennis courts, pickleball courts, waterfront boardwalk, and fishing pier. Architectural guidelines help preserve the beauty of the community, with a minimum home size of 2,500 square feet, though many homes are substantially larger. This is a rare opportunity to build a custom waterfront home in one of the Gulf Coast's most desirable private communities. Please see ShowingTime for community access instructions. Agents are encouraged to review all attached documents, including marina information, ground studies, survey, elevation information, and architectural criteria.

The essentials

On market
89 days
Annual tax
$6,043
HOA
$960/qtr
Flood zone
AE
Lot
14,891 sqft
Type
Land

At a glance

Land
Waterfront
Gulf/Ocean to Bay
0.34 acres
Lot size

Payment

Est. monthly payment
$3,739/mo
Down payment (20%)
$102,000
Property taxes
$504/mo
HOA
$960/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
14,891 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Gulf/Ocean to Bay
Days on Market
89
Deed Restrictions
Gated Community - No Guard
Elementary
Richey Elementary School
Middle
Chasco Middle-PO
High
Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2026)
$6,043
Parcel #
16-25-30-0040-00000-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harborpointe
County
Pasco
MLS Area
34668 - Port Richey
Lot Size
14,891 sqft
ClearedIn CountyStreet Dead-EndPaved
HOA
$960/qtr
Baran Property Management

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #W7887577
$510,000

Neighborhood

Lot 46 Harborpointe Dr.
Port Richey, FL, 34668 · 34668 - Port Richey

Calculator

Est. monthly payment
$3,738/mo
Principal & interest$2,660
Property taxes$504
Insurance$255
HOA$320
Down payment20% · $102,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$510,000

Time on market

89 days

Monthly payment

About $3,739/mo

is about $3,739. That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,043 annual tax bill, insurance, and the $960/qtr HOA fee.

HOA fee

$960/qtr

Managed by Baran Property Management.

Flood zone

Zone AE

is in FEMA flood zone AE. That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Sheree LandrethListing data from Stellar MLS, MLS# W7887577.

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