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About this home
Lot 46 Harborpointe Dr. is a home in Harborpointe, Port Richey. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $960 quarterly.
Welcome to Harborpointe, one of Pasco County's best-kept waterfront secrets. Located directly on the Gulf of Mexico, this exclusive double-gated community offers luxury coastal living with spectacular sunrise and sunset views. Residents enter through the 24-hour manned Sand Pebble gate before arriving at the private Harborpointe enclave, where spacious waterfront homesites and an exceptional marina lifestyle await. This premium homesite includes an assigned marina slip, with the option to install a private boat lift, making it ideal for boating enthusiasts. The property features northeast front exposure and southwest rear exposure, perfectly positioned to capture beautiful sunrises and breathtaking Gulf sunsets. One advantage is that this property is located in AE Flood Zone rather than VE, which may allow for reduced piling requirements, potentially lowering construction costs and flood insurance premiums (buyers should verify with their builder, engineer, and insurance provider). Harborpointe is part of the master-planned Sand Pebble community offering outstanding resort-style amenities, including a beautiful new clubhouse with a fitness center, library, card room, billiards, table tennis, activity room, yoga classes, social clubs, and community events. Residents also enjoy access to a community boat ramp, putting green, tennis courts, pickleball courts, waterfront boardwalk, and fishing pier. Architectural guidelines help preserve the beauty of the community, with a minimum home size of 2,500 square feet, though many homes are substantially larger. This is a rare opportunity to build a custom waterfront home in one of the Gulf Coast's most desirable private communities. Please see ShowingTime for community access instructions. Agents are encouraged to review all attached documents, including marina information, ground studies, survey, elevation information, and architectural criteria.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$510,000
Time on market
89 days
Monthly payment
About $3,739/mo
is about $3,739. That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,043 annual tax bill, insurance, and the $960/qtr HOA fee.
HOA fee
$960/qtr
Managed by Baran Property Management.
Flood zone
Zone AE
is in FEMA flood zone AE. That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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