10914 Penny Gale Loop, photo 1
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Overview

3 bd2 ba1,510 sqft2 car garageSingle Family
TypeSingle Family
HOA$90.33/mo
Built2021
Lot6,554 sqft
Living area1,510 sqft
Price / sqft$212
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)

10914 Penny Gale Loop is a 2021-built home in Mirada Prcl 17-1, San Antonio. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,510 square feet of living space. Listed at $320,000 (about $212/sqft), 78 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90.33 monthly.

From the listing

$10,000 PRICE REDUCTION! Now is your chance to own this beautifully maintained, newer-construction home in the highly sought-after Mirada community—home to the nation’s largest MetroLagoon! This inviting 3-bedroom, 2-bathroom home features a bright, open-concept layout designed for comfortable everyday living and effortless entertaining. The spacious kitchen showcases modern cabinetry, sleek countertops, a stylish backsplash, stainless steel appliances, and abundant storage, all flowing seamlessly into the living and dining areas. The private primary suite offers a spacious walk-in closet and an upgraded, spa-inspired shower. An added bonus is the whole-house water filtration system, which provides clean, high-quality water throughout the home. Step outside to your covered back porch and fully fenced backyard overlooking a tranquil pond and peaceful nature views—the perfect setting for morning coffee, evening sunsets, or simply relaxing and enjoying Florida living. Experience the incredible Mirada lifestyle with HOA amenities that include high-speed ULTRAFi internet, cable, and access to the spectacular 15-acre Crystal Lagoon. Enjoy swimming, kayaking, paddleboarding, sandy beaches, a floating obstacle course, and year-round community events. The community also offers scenic walking trails, playgrounds, and a dog park. Conveniently located near I-75, shopping, dining, and Tampa, this home offers an exceptional combination of comfort, convenience, beautiful pond views, premium water filtration, and resort-style amenities. With a NEW $10,000 PRICE REDUCTION, this home is an incredible value! Don’t miss your opportunity to Live the Lagoon lifestyle—schedule your private showing today!

The essentials

Built
2021
Price / sqft
$212
On market
78 days
Annual tax
$7,126
HOA
$90.33/mo
Flood zone
X · Low risk
Lot
6,554 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Fitness center too
2 car garage
6,554 sqft lot
Lot size
1,510 sqft
Living area

Payment

Est. monthly payment
$2,513/mo
Down payment (20%)
$64,000
Property taxes
$594/mo
HOA
$90.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,554 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
78
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Handicap Modified
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Washer
Water Softener
Elementary
San Antonio-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,126
Parcel #
20-25-15-001.0-022.00-013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirada Prcl 17-1
County
Pasco
MLS Area
33576 - San Antonio
Lot Size
6,554 sqft
LandscapedSidewalkPaved
HOA
$90.33/mo
Managed by Kai

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #W7888014
$320,000-1.5%
$212/sqft
-
Price change
Source: Stellar MLS #W7888014
$325,000-1.5%
$215/sqft
7/27/2026
Listed for sale
Source: Stellar MLS #W7888014
$330,000+29.4%
$219/sqft
3/19/2021
Sold
Source: Pasco County Public Record
$255,000
$169/sqft

Neighborhood

10914 Penny Gale Loop
San Antonio, FL, 33576 · 33576 - San Antonio

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
50 of the last 89 home closings in 33576 landed at this number or higher (56%). The median one sat 45 days before it went under contract, and this one is on day 78 after a $10,000 cut.

Sample: 89 closed home sales in 33576 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,513/mo
Principal & interest$1,669
Property taxes$594
Insurance$160
HOA$90
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$212 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,510 sq ft

Time on market

78 days

Year built

2021

Monthly payment

About $2,513/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,126 annual tax bill, insurance, and the $90.33/mo HOA fee.

HOA fee

$90.33/mo

Managed by Managed by Kai.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 BE3Listing agent: Carla CardListing data from Stellar MLS, MLS# W7888014.

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