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Overview

3 bd2 ba1,682 sqft2 car garageSingle Family
TypeSingle Family
HOA$57/qtr
Built2018
Lot9,436 sqft
Living area1,682 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeTray Ceiling(s)Walk-in Closet(s)Sidewalk

12929 Palapa Loop is a 2018-built home in Talavera Phase 1a-3, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,682 square feet of living space. Listed at $340,000 (about $202/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $57 quarterly.

From the listing

Situated in the desirable Talavera community, this beautifully positioned on a 0.21-acre homesite overlooking a peaceful community pond, this well-maintained 3-bedroom, 2-bath home offers an inviting blend of comfort, style, and functional living. Attractive curb appeal begins with manicured landscaping, decorative stacked-stone accents, a covered front entry with an arched architectural detail, and a spacious two-car garage, creating a warm first impression upon arrival. Stepping inside, the welcoming foyer features tile flooring, high ceilings, and a long hallway that leads your eye toward the bright, open living spaces beyond. Just off the entry are two generously sized secondary bedrooms, each offering tile flooring, ceiling fans, abundant natural light, and built-in closets. Positioned between them is a full guest bathroom complete with a granite vanity, dark wood cabinetry, updated lighting, and a tub with a full-height tiled surround, creating a convenient and private wing for family members or guests. Continuing into the heart of the home, the spacious living room is designed for both everyday living and entertaining. A tray ceiling with recessed lighting adds architectural interest, while large windows frame peaceful backyard and pond views, filling the room with natural light. The seamless connection to the kitchen and dining area creates an open, welcoming atmosphere where everyone can gather comfortably. The kitchen serves as the centerpiece of the home, offering granite countertops, rich dark wood cabinetry, stainless steel appliances, recessed lighting, a pantry, abundant cabinet storage, and a large center island with breakfast bar seating beneath elegant pendant lighting. A window above the sink brightens the workspace, while the adjacent dining area overlooks the backyard and features sliding glass doors that open directly to the covered patio, making indoor and outdoor entertaining effortless. Privately situated at the rear of the home, the spacious primary suite provides a relaxing retreat away from the secondary bedrooms. The room features tile flooring, a large backyard-facing window, and plenty of space for a full bedroom suite. The en-suite bathroom is thoughtfully appointed with a water closet, dual-sink granite vanity, abundant dark wood cabinetry, framed mirror, updated lighting, a spacious tiled walk-in shower with a glass enclosure, and an oversized walk-in closet. Just outside the suite, the dedicated laundry room offers washer and dryer hookups, built-in shelving, and a utility sink for added convenience. Step outside to a covered patio overlooking an expansive backyard where tranquil pond views create the perfect backdrop for relaxing or entertaining. White fencing reserves both privacy and the scenic waterfront setting, while mature shade trees and generous green space provide endless opportunities for outdoor enjoyment. Combining quality finishes and a peaceful waterfront setting, this home offers comfort, functionality, and a place you'll truly enjoy coming home to. A roof installed in 2018 and impact glass/storm windows provide added value, durability, and peace of mind. This well-maintained home offers access to an impressive collection of amenities, including a resort-style community pool, cabana, playground, basketball court, tennis courts, community pond, and community garden, all maintained through the Homeowners Association.

The essentials

Built
2018
Price / sqft
$202
On market
79 days
Annual tax
$5,800
HOA
$57/qtr
Flood zone
X · Low risk
Lot
9,436 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Pond
2 car garage
Covered
9,436 sqft lot
Lot size
1,682 sqft
Living area

Payment

Est. monthly payment
$2,445/mo
Down payment (20%)
$68,000
Property taxes
$483/mo
HOA
$57/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
9,436 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
79
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Clubhouse
Fitness Center
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Elementary
Mary Giella Elementary-PO
Middle
Crews Lake Middle-PO
High
Land O' Lakes High-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,800
Parcel #
04-25-18-0040-01200-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Talavera Phase 1a-3
County
Pasco
MLS Area
34610 - Spring Hl/Brooksville/Shady Hls/WeekiWachee
Lot Size
9,436 sqft
ClearedLandscapedLevelSidewalkPaved
HOA
$57/qtr
Chrissie Brown

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #W7888086
$340,000-2.6%
$202/sqft
-
Price change
Source: Stellar MLS #W7888086
$349,000-4.4%
$207/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #W7888086
$365,000+51.5%
$217/sqft
11/20/2018
Sold
Source: Pasco County Public Record
$241,000
$143/sqft

Neighborhood

12929 Palapa Loop
Spring Hill, FL, 34610 · 34610 - Spring Hl/Brooksville/Shady Hls/WeekiWachee

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$335,000 – $340,000
98.5% – 100% of listTops out right at the list price
80% of listList price
58 of the last 114 home closings in 34610 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 79 after a $25,000 cut.

Sample: 114 closed home sales in 34610 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,446/mo
Principal & interest$1,773
Property taxes$483
Insurance$170
HOA$19
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$202 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,682 sq ft

Time on market

79 days

Year built

2018

Monthly payment

About $2,445/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,800 annual tax bill, insurance, and the $57/qtr HOA fee.

HOA fee

$57/qtr

Managed by Chrissie Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX MARKETING SPECIALISTSListing agent: Ross HardyListing data from Stellar MLS, MLS# W7888086.

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