4650 Bay Blvd #1048, photo 1
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Overview

2 bd2 ba1,342 sqftCondominium
TypeCondominium
Condo dues$1,190/mo
Built1985
Lot1,246 sqft
Living area1,342 sqft
Price / sqft$186

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Storage

4650 Bay Blvd #1048 is a 1985-built home in Sand Pebble Pointe Condo 03, Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,342 square feet of living space. Listed at $249,000 (about $186/sqft), 63 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,190 monthly.

From the listing

Don't miss this waterfront dream! Unit 1048 is in building 10, conveniently located by the phase 3 pool! Units in this building are about 20% larger than the other units in this phase. Located on the 4th floor this END UNIT has windows on three sides (most units only have front and back windows) so every room is drenched with natural light with windows that offer waterfront or water view from every room. Kitchen is light and bright with white cabinets, light counter tops, Stainless appliances, built in desk, laundry closet, and wood look vinyl flooring. The great room with windows along the South and West has nice carpet, breakfast bar, wet bar and French door access to the Master bedroom. The interior lanai doors have been removed adding to the open waterfront view and air conditioned sq footage. Master suite with carpet, ceiling fan, large walk in closet, en suite bath with his/her sinks, tub/shower and additional walk in shower. Guest bedroom is carpeted, built in shelving and a large closet. The guest bath has a tub/shower and vinyl flooring. AC 1999, hot water 2008. Hurricane shutters in Master bedroom, dining room and living room windowe. Plantation shutters in all windows. Under building assigned parking. Assigned storage locker.

The essentials

Built
1985
Price / sqft
$186
On market
63 days
Annual tax
$2,765
Condo dues
$1,190/mo
Flood zone
AE
Lot
1,246 sqft
Type
Condominium

At a glance

Condo
5 stories · 1985
Waterfront
Beach Front
Community pool
Fitness center too
1,342 sqft
Living area

Payment

Est. monthly payment
$2,844/mo
Down payment (20%)
$49,800
Property taxes
$230/mo
Condo dues
$1,190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
1,246 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Guest, Basement, Reserved
Waterfront
Beach Front, Gulf/Ocean
Days on Market
63
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,765
Parcel #
30-25-16-003B-01001-0480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sand Pebble Pointe Condo 03
County
Pasco
MLS Area
34668 - Port Richey
Lot Size
1,246 sqft
FloodZoneCity LimitsPavedLandscaped
Condo dues
$1,190/mo
Beth King- Resource Property Mgt

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #W7888639
$249,000-7.7%
$186/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #W7888639
$269,900
$201/sqft

Neighborhood

4650 Bay Blvd #1048
Port Richey, FL, 34668 · 34668 - Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$237,500 – $249,000
95.7% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 condo closings in 34668 landed at this number or higher (51%). The median one sat 56 days before it went under contract, and this one is on day 63 after a $20,900 cut.

Sample: 41 closed condo sales in 34668 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,844/mo
Principal & interest$1,299
Property taxes$230
Insurance$125
HOA$1,190
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$186 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,342 sq ft

Time on market

63 days

Year built

1985

Monthly payment

About $2,844/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,765 annual tax bill, insurance, and $1,190/mo in condo dues.

Condo dues

$1,190/mo

Managed by Beth King- Resource Property Mgt.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byBEST OF THE GULF REALTY INCListing agent: LORI Smith, PAListing data from Stellar MLS, MLS# W7888639.

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