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Overview

3 bd2 ba1,754 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot14,680 sqft
Living area1,754 sqft
Price / sqft$205
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)Window TreatmentsRain Gutters

9040 Bay Dr is a 1978-built home in Spring Hill, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,754 square feet of living space. Listed at $359,999 (about $205/sqft), 56 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

You will not want to miss out on this gem of a home. Great curb appeal at the start with new retention walls surrounding the landscape. Inside you are welcomed with a flowing floor plan and beautiful natural light. Updated wood look tile floors flow throughout the home. The kitchen has been delightfully updated with stainless appliances, propane range, waterfall-edge island, quartz counters, farm sink, and recessed lighting. Dining room, which opens through French doors to the lanai, has a custom-built Quartz table, great for an entertaining space. Two suites are available in this home on each side of the home. Each has its own bathroom with updated vanities, and great closet space. The third bedroom is spacious and could also be used as an office, game room or craft room and has slider access to the front porch. Sunroom is enclosed by sliding doors that can be opened on a relaxing breezy evening. Spend hours in the pool year-round as there is a pool heater available. The back yard is just as adorable as the front. Landscaping beds flow throughout with oak trees and plants. Two large sheds for added storage and the garage has double doors leading to the back of the home. Extra's include new gutters and leaf guards, new pool liner for saltwater pool, fenced in back yard, lanai rescreened within the last 4 years, plantation shutters, inside laundry, Ac mini splits 2022, roof 2018. Come view this one today!

The essentials

Built
1978
Price / sqft
$205
On market
56 days
Annual tax
$3,100
Flood zone
X · Low risk
Lot
14,680 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Private pool
Heated
1 car garage
0.34 acres
Lot size
1,754 sqft
Living area

Payment

Est. monthly payment
$2,316/mo
Down payment (20%)
$72,000
Property taxes
$258/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
14,680 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Pool
Heated, In Ground, Vinyl
Days on Market
56
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Rain Gutters
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,100
Parcel #
R32-323-17-5250-1726-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Hill
County
Hernando
MLS Area
34606 - Spring Hill/Brooksville/Weeki Wachee
Lot Size
14,680 sqft

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #W7888732
$359,999-1.4%
$205/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #W7888732
$365,000+36400.0%
$208/sqft
6/1/2023
Sold
Source: Hernando County Public Record
$1,000
$1/sqft

Neighborhood

9040 Bay Dr
Spring Hill, FL, 34606 · 34606 - Spring Hill/Brooksville/Weeki Wachee

Market insights

Offer Insights

Choose an offer strength

List price: $359,999
$355,000 – $359,999
98.9% – 100% of listTops out right at the list price
80% of listList price
110 of the last 219 home closings in 34606 landed at this number or higher (50%). The median one sat 32 days before it went under contract, and this one is on day 56 after a $5,001 cut.

Sample: 219 closed home sales in 34606 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,316/mo
Principal & interest$1,878
Property taxes$258
Insurance$180
Down payment20% · $72,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,999

$205 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,754 sq ft

Time on market

56 days

Year built

1978

Monthly payment

About $2,316/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,100 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW REALTY ELITE PARTNERSListing agent: John MamoListing data from Stellar MLS, MLS# W7888732.

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