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914 Harbor Cir, Palm Harbor, FL, 34683

$281/sqft·Harbor Place

3 bd2 ba1,989 sqft2 car garageSingle Family
Listed by RE/MAX CHAMPIONS· Last updated · MLS# W7889005

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Est. monthly payment
$3,210/mo
Down payment (20%)
$111,800
Property taxes
$16/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1986
2 car garage
Driveway
7,501 sqft lot
Lot size
1,989 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-in Closet(s)Sidewalk

914 Harbor Cir is a 1986-built home in Harbor Place, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,989 square feet of living space. Listed at $559,000 (about $281/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

FANTASTIC LOCATION in Old Palm Harbor! This charming home is located in a quaint golf-cart-friendly community with NO HOA and NO flood insurance required, situated on a quiet street surrounded by well-maintained homes. Imagine hopping on your golf cart and being within approximately 1 mile of Downtown Palm Harbor, where you'll find fantastic restaurants, shops, breweries, and local hot spots. Plus, enjoy close proximity to top-rated schools! Featuring just under 2,000 square feet of living space, this spacious 3-bedroom, 2-bath home offers an oversized 2-car garage with abundant storage, an inside laundry room, and a wonderful layout that is much larger than it appears from the street. Major updates include a NEW ROOF (January 2024) and owned solar panels for energy-efficient living. Additional improvements include a 2019 fence, 2023 water heater, double-hung windows in all bedrooms and the family room (2011), reclaimed-water irrigation system, and custom hurricane shutters. Enter through the inviting screen-enclosed front porch into a spacious living room/dining room combination. Continue into the impressive great room featuring vaulted ceilings and original hardwood beams, adding warmth, charm, and character to the space. The centrally located kitchen was updated in 2016 and features custom cherrywood soft-close cabinetry, granite countertops, stainless steel appliances, a pull-out 4-tier spice drawer, and a deep stainless-steel sink. A convenient pass-through window opens to the lanai and provides a wonderful view of the backyard. Designed with entertaining in mind, the great room features pocket sliding doors that open completely to the expansive 33' x 13' screened lanai, creating an exceptional indoor-outdoor living space. The lanai is also accessible directly from the owner's suite through sliding glass doors. The spacious owner's suite offers a walk-in closet plus a second closet, an updated vanity with dual sinks and granite countertops, and a walk-in shower. The covered porches provide an additional 488 square feet of year-round living space, giving you even more room to relax and entertain. Step outside to your own fenced tropical backyard paradise, beautifully landscaped with butterfly-attracting flowers and huge banana trees. A 600+ square-foot brick paver patio stretches across the back of the home and leads to a cozy firepit area—perfect for entertaining, relaxing, and enjoying Florida's beautiful weather. With its exceptional location, spacious living areas, extensive updates, solar power, oversized garage, beautiful outdoor spaces, and easy golf-cart access to Downtown Palm Harbor, this is a special opportunity to enjoy the best of the Palm Harbor lifestyle!

The essentials

Built
1986
Price / sqft
$281
On market
14 days
Annual tax
$186
Flood zone
X · Low risk
Lot
7,501 sqft
Type
Single Family Residence

Location

914 Harbor Cir
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1986
Lot
7,501 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
14
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Sidewalk
Golf Carts OK
Golf
Street Lights
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator

Elementary

Ozona Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$186

Parcel #

01-28-15-36297-000-0560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Place

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

7,501 sqft

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #W7889005
$559,000+4.5%
$281/sqft
2/1/2024
Sold
Source: Pinellas County Public Record
$535,000
$269/sqft
Est. monthly payment$3,210/mo
Principal & interest$2,915
Property taxes$16
Insurance$280
Down payment20% · $111,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $559,000
$550,000 – $559,000
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 14.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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