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Overview

3 bd4 ba2,370 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot6,508 sqft
Living area2,370 sqft
Price / sqft$308
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsSplit BedroomStone Counters

93 S Canal Dr is a 1986-built home in Fresh Water Estates, Palm Harbor. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,370 square feet of living space. Listed at $729,900 (about $308/sqft), 70 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRICE IMPROVEMENT!! LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!! PLUS, PLUS, PLUS - Seller has an extremely low, assumable VA mortgage - less than 3%!

The essentials

Built
1986
Price / sqft
$308
On market
70 days
Annual tax
$6,640
Flood zone
AE
Lot
6,508 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Canal - Freshwater
Private pool
Heated
2 car garage
Driveway
6,508 sqft lot
Lot size

Payment

Est. monthly payment
$4,725/mo
Down payment (20%)
$145,980
Property taxes
$553/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
6,508 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Oversized
Pool
Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Screen Enclosure, Solar Heat, Solar Power Pump, Tile
Waterfront
Canal - Freshwater
Days on Market
70
Ceiling Fans(s)
Dry Bar
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Balcony
Lighting
Permeable Paving
Private Entrance
Private Mailbox
Private Yard
Shade Shutter(s)
Street Lights
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Refrigerator
Water Softener
Elementary
Highland Lakes Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,640
Parcel #
30-27-16-29538-000-0930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fresh Water Estates
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,508 sqft
Cul-De-SacFloodZoneIn CountyLandscapedLevelNear Public TransitStreet Dead-EndPavedUnincorporated

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8535022
$729,900-2.7%
$308/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8535022
$749,900
$316/sqft

Neighborhood

93 S Canal Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $729,900
$720,000 – $729,900
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 70 after a $20,000 cut.

Sample: 141 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,725/mo
Principal & interest$3,807
Property taxes$553
Insurance$365
Down payment20% · $145,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$729,900

$308 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,370 sq ft

Time on market

70 days

Year built

1986

Monthly payment

About $4,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,640 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBRADSHAW & BRADSHAW REALTY SERListing agent: Carol BradshawListing data from Stellar MLS, MLS# TB8535022.

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