2233 Pinnacle Cir S, photo 1
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Overview

4 bd3 ba2,747 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,835/yr
Built1990
Lot11,761 sqft
Living area2,747 sqft
Price / sqft$346
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

2233 Pinnacle Cir S is a 1990-built home in Cobbs Landing, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,747 square feet of living space. Listed at $950,000 (about $346/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,835 annually.

From the listing

Virtually Staged. This beautiful house is more than just a home, this is the lifestyle that entices buyers to move to Palm Harbor Florida. Located in the highly sought-after Pinnacle at Cobb’s Landing, this 4-bedroom, 3-bathroom includes SO MANY amenities! It has thoughtfully designed living spaces, a 3 Car Garage, , and access to Lake Tarpon minutes away. Not in a Flood Zone. Inside, 12 ft. high ceilings and abundant natural light create an inviting atmosphere, and the family room serves as the heart of the home. This home is equipped with a top of the line Ben Franklin whole home water filtration system. New fans in every major room. Whether you're hosting family gatherings, entertaining friends, or enjoying a quiet evening in, the layout offers the perfect balance of comfort and functionality. The split-bedroom floor plan allows for privacy and comfortable living for both family and visitors. Step outside and enjoy your own heated pool that is salt water, has a pebble sheen finish, and multi-color LED lights. Relax in a 9 person heated spa that is so nice after a long day. It's the perfect setting for relaxing weekends, outdoor dining, and enjoying Florida's year-round sunshine. This home also features a filtered gutter system preventing clogged gutters. Beyond the property, residents enjoy access to a community boat ramp on Lake Tarpon just minutes away, along with parks, tennis courts, basketball courts, and scenic neighborhood streets. Cobbs Landing even hosts their own boat slips where you are welcome to store your boat at a very low fee. Conveniently located near top-rated schools, golf courses, shopping, dining, and Gulf beaches, this home offers the space, privacy, and lifestyle that make Palm Harbor such a desirable place to call home. (More photos on 9/22)

The essentials

Built
1990
Price / sqft
$346
On market
48 days
Annual tax
$3,327
HOA
$1,835/yr
Flood zone
X · Low risk
Lot
11,761 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
Heated
3 car garage
0.27 acres
Lot size
2,747 sqft
Living area

Payment

Est. monthly payment
$5,860/mo
Down payment (20%)
$190,000
Property taxes
$277/mo
HOA
$1,835/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
11,761 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, In Ground, Lighting, Other, Screen Enclosure
Days on Market
48
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Sprinkler Metered
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,327
Parcel #
322716718090000680

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cobbs Landing
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
11,761 sqft
HOA
$1,835/yr
Management & Associates

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8544265
$950,000+5.6%
$346/sqft
-
Price change
Source: Stellar MLS #TB8544265
$899,999-5.3%
$328/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #TB8544265
$950,000
$346/sqft

Neighborhood

2233 Pinnacle Cir S
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $950,000
$935,000 – $950,000
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 48.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,860/mo
Principal & interest$4,955
Property taxes$277
Insurance$475
HOA$153
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

$346 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,747 sq ft

Time on market

48 days

Year built

1990

Monthly payment

About $5,860/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,327 annual tax bill, insurance, and the $1,835/yr HOA fee.

HOA fee

$1,835/yr

Managed by Management & Associates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Tonya WoodhamListing data from Stellar MLS, MLS# TB8544265.

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