6706 Oak Cluster Cir, photo 1
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Overview

2 bd2 ba1,427 sqft2 car garageVilla
TypeVilla
HOA$139/mo
Built1990
Lot6,886 sqft
Living area1,427 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface Counters

6706 Oak Cluster Cir is a 1990-built home in Timber Pines, Spring Hill. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,427 square feet of living space. Listed at $265,000 (about $186/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 monthly.

From the listing

Nestled within the award-winning Timber Pines 55+ active community is this charming 2-bedroom, 2-bath, 2-car garage detached villa. The beautifully appointed eat-in kitchen features a cozy sitting area, updated countertops and modern appliances. The open living and dining area offers vaulted ceilings and expansive windows that fill the space with natural light and lead out to the screen/vinyl-enclosed patio. The expansive owner's suite also features vaulted ceilings, two walk-in closets, and an opulent bathroom with dual sinks, a garden tub, and a separate shower. Located in the desirable Village of Manor Pines, you'll enjoy your own private pool reserved exclusively for residents and their guests. Timber Pines is a premier 55+ golfing community boasting four golf courses, a state-of-the-art fitness center, Lodge Clubhouse, Resident Activity Center, Performing Arts Center and Country Club Restaurant and Sports Bar. Additional amenities include eight lighted tennis courts, two swimming pools with spas--one of which is a multi-million-dollar resort-style pool opening in 2027--and an incredible variety of clubs and activities including arts and crafts, fitness, woodworking, billiards, shuffleboard, pickleball, bocce, yoga, dance, and more. HOA fees include Spectrum cable with three boxes and high-speed internet. Maintenance fees cover lawn care, front shrub trimming, sprinklers, irrigation, garden mulch, and exterior house painting every seven years. Pet-friendly, allowing up to two dogs. Brand-new roof (2022) and new AC (2024) add peace of mind.

The essentials

Built
1990
Price / sqft
$186
On market
38 days
Annual tax
$1,520
HOA
$139/mo
Flood zone
X · Low risk
Lot
6,886 sqft
Type
Villa

At a glance

Villa
Built 1990
Community pool
Fitness center too
2 car garage
6,886 sqft lot
Lot size
1,427 sqft
Living area

Payment

Est. monthly payment
$1,780/mo
Down payment (20%)
$53,000
Property taxes
$127/mo
HOA
$139/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1990
Lot
6,886 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
38
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Association Recreation - Owned
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,520
Parcel #
R21-223-17-6122-0000-0550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Timber Pines
County
Hernando
MLS Area
34606 - Spring Hill/Brooksville/Weeki Wachee
Lot Size
6,886 sqft
Cul-De-Sac
HOA
$139/mo
Sharon Fye

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #W7889413
$265,000+46.4%
$186/sqft
11/9/2021
Sold
Source: Hernando County Public Record
$181,000
$127/sqft

Neighborhood

6706 Oak Cluster Cir
Spring Hill, FL, 34606 · 34606 - Spring Hill/Brooksville/Weeki Wachee

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$255,000 – $265,000
96.1% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in 34606 landed at this number or higher (57%). The median one sat 30 days before it went under contract, and this one is on day 38.

Sample: 14 closed townhouse or villa sales in 34606 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,780/mo
Principal & interest$1,382
Property taxes$127
Insurance$133
HOA$139
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$186 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,427 sq ft

Time on market

38 days

Year built

1990

Monthly payment

About $1,780/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,520 annual tax bill, insurance, and the $139/mo HOA fee.

HOA fee

$139/mo

Managed by Sharon Fye.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Gerard DePaceListing data from Stellar MLS, MLS# W7889413.

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