1181 W Cardinal St, photo 1
Pending
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Overview

2 bd1 ba780 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot49,146 sqft
Living area780 sqft
Price / sqft$319
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingPrivate YardCooktopDishwasherDryerMicrowaveRange

1181 W Cardinal St is a 1984-built home in Rovan Farms Unrec, Lecanto. Inside you'll find 2 bedrooms, 1 bathrooms, and 780 square feet of living space. Listed at $249,000 (about $319/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

CHARMING DEFINED! Welcome to your own private sanctuary. An incredible renovation where every square foot is designed for intentional simplicity and total piece of mind. Nestled away from the world, this property proves that luxury isn't about size, it's about how a space makes you feel. Everything is new and top notch. Let's start with the metal roof with the "third nail" that will reflect in your lower insurance cost, newly painted interior and exterior, all new double paned windows and storm doors, new HVAC, new tankless water heater, all new insulation, beautiful porcelain ceramic tile floors, quartz counter tops, new kitchen cabinets, ceiling fans, all new lighting, new screens and blinds, all new stainless steel appliances and a brand new 12 x 12 gazebo with screens and curtains. NEW = 2025. This property is also completely fenced, and has a new drainage field. Everything has been completely updated. You are 10 minutes from Brooksville, 5 minutes from Homosassa, 20 minutes from Lecanto and Suncoast HWY. So close to everything, yet when you walk into this home you are removed from it all. I seriously have never been in a more calming home. See for yourself.

The essentials

Built
1984
Price / sqft
$319
On market
14 days
Annual tax
$2,023
Flood zone
X · Low risk
Lot
49,146 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
1 car garage
1.13 acres
Lot size
780 sqft
Living area

Payment

Est. monthly payment
$1,592/mo
Down payment (20%)
$49,800
Property taxes
$169/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
49,146 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
14
Ceiling Fans(s)
Lighting
Private Yard
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,023
Parcel #
18E-20S-12-0000-11231

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rovan Farms Unrec
County
Citrus
MLS Area
34461 - Lecanto
Lot Size
49,146 sqft
ClearedIn CountyLandscapedPaved

Price history

Date
Event
Price
10/13/2026
Pending sale
Source: Stellar MLS #W7890071
$249,000
$319/sqft
10/3/2026
Listed for sale
Source: Stellar MLS #W7890071
$249,000
$319/sqft

Neighborhood

1181 W Cardinal St
Lecanto, FL, 34461 · 34461 - Lecanto

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$240,000 – $249,000
96.4% – 100% of listTops out right at the list price
80% of listList price
22 of the last 43 home closings in 34461 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 14.

Sample: 43 closed home sales in 34461 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,592/mo
Principal & interest$1,299
Property taxes$169
Insurance$125
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$319 per sq ft

Beds and baths

2 beds, 1 baths

Size

780 sq ft

Time on market

14 days

Year built

1984

Monthly payment

About $1,592/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,023 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOME LAND REAL ESTATE INCListing agent: Joshua BurbankListing data from Stellar MLS, MLS# W7890071.

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