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Overview

3 bd2 ba1,698 sqftSingle Family
TypeSingle Family
HOA$74.9/mo
Built1995
Lot6,421 sqft
Living area1,698 sqft
Price / sqft$303

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorThermostatVaulted Ceiling(s)Walk-in Closet(s)Private MailboxRain Gutters

1070 Captains Way is a 1995-built home in Westwinds Ph II, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,698 square feet of living space. Listed at $515,000 (about $303/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $74.9 monthly.

From the listing

Completely Renovated 3-Bedroom, 2-Bath Pool Home in Tarpon Springs, Florida! Welcome to 1070 Captains Way, where modern updates meet the Florida lifestyle! This beautifully renovated 3-bedroom, 2-bathroom home offers the perfect blend of style, comfort, and outdoor living. The thoughtfully designed kitchen and inviting living areas overlook the private pool, creating a seamless connection between indoor and outdoor spaces ideal for entertaining guests, relaxing with family, or enjoying sunny Florida days. Enjoy an exceptional location just minutes from Downtown Tarpon Springs, the famous Sponge Docks, Fred Howard Park, beautiful Gulf Coast beaches, and local golf courses. Whether you're searching for a move-in-ready home, a Florida pool home, or a property close to beaches, dining, shopping, and recreation, this home checks all the boxes. Major updates include a 2019 roof and 2021 HVAC system, offering added peace of mind. Don't miss this opportunity to own a fully renovated pool home in one of the Tampa Bay area's most charming coastal communities. Experience the best of Tarpon Springs living! Reach out today to schedule your private tour.

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The essentials

Built
1995
Price / sqft
$303
On market
5 days
Annual tax
$1,950
HOA
$74.9/mo
Flood zone
X · Low risk
Lot
6,421 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
6,421 sqft lot
Lot size
1,698 sqft
Living area

Payment

Est. monthly payment
$3,181/mo
Down payment (20%)
$103,000
Property taxes
$163/mo
HOA
$74.9/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
6,421 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
5
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Bar Fridge
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Sunset Hills Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,950
Parcel #
14-27-15-96920-000-1290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Westwinds Ph II
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
6,421 sqft
HOA
$74.9/mo
Melrose Management

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #W7890284
$515,000
$303/sqft

Neighborhood

1070 Captains Way
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$505,000 – $515,000
98.4% – 100% of listTops out right at the list price
80% of listList price
95 of the last 188 home closings in 34689 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 5.

Sample: 188 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,181/mo
Principal & interest$2,686
Property taxes$163
Insurance$258
HOA$75
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$303 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,698 sq ft

Time on market

5 days

Year built

1995

Monthly payment

About $3,181/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,950 annual tax bill, insurance, and the $74.9/mo HOA fee.

HOA fee

$74.9/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX CHAMPIONSListing agent: Ashley QuaifeListing data from Stellar MLS, MLS# W7890284.

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