Costs of owning

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Emerald Island Resort HOA fees

Kissimmee, Osceola County · 34747

Homes in Emerald Island Resort (Kissimmee) pay a median $3,660 a year in HOA dues, about $305 a month, based on 45 listings. Half fall between $1,380 and $3,660. None of the listings we reviewed report a CDD.

HOA, median
$3,660/yr
About $305 a month
CDD, median
None reported
Property tax, median
$5,749/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$784
HOA + tax at the medians

HOA by home type

Single-family homes$1,380/yr28 listings
Townhomes and villas$3,660/yr17 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Maintenance Grounds73% of listings
  • Pool71% of listings
  • Cable TV67% of listings
  • Guard - 24 Hour64% of listings
  • Internet62% of listings
  • Trash62% of listings

Amenities listed: Fitness Center, Gated, Playground, Clubhouse, Pool, Tennis Court(s).

91% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Emerald Island Resort cost questions

How much are HOA fees in Emerald Island Resort?

Homes in Emerald Island Resort (Kissimmee) pay a median $3,660 a year in HOA dues, about $305 a month, based on 45 listings. Half fall between $1,380 and $3,660.

Does Emerald Island Resort have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Emerald Island Resort, before the mortgage?

HOA and property tax come to about $784 a month at the medians (property tax median $5,749 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Emerald Island Resort from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 47 addressesin subdivisions matching “EMERALD ISLAND RESORT”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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