What it really costs to own in Florida.
Emerald Lake HOA fees
Kissimmee, Osceola County · 34758
Homes in Emerald Lake (Kissimmee) pay a median $620 a year in HOA dues, about $52 a month, based on 5 listings. Half fall between $600 and $2,792. None of the listings we reviewed report a CDD.
What the dues cover
- Pool60% of listings
- Maintenance Grounds60% of listings
- Maintenance Structure40% of listings
- Insurance20% of listings
- Pest Control20% of listings
- Trash20% of listings
Amenities listed: Playground, Pool.
40% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Emerald Lake right now
6 active listings
Emerald Lake cost questions
How much are HOA fees in Emerald Lake?
Homes in Emerald Lake (Kissimmee) pay a median $620 a year in HOA dues, about $52 a month, based on 5 listings. Half fall between $600 and $2,792.
Does Emerald Lake have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Emerald Lake, before the mortgage?
HOA and property tax come to about $307 a month at the medians (property tax median $3,065 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Emerald Lake from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “EMERALD LAKE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Hammock TrailsKissimmee · HOA $804/yr
- Poinciana EstatesKissimmee · HOA $796/yr
- TrafalgarKissimmee · HOA $3,928/yr
- Overlook ReserveKissimmee · HOA $1,202/yr
- Ham Brown ReserveKissimmee · HOA $720/yr · CDD $2,472/yr
- WaterviewKissimmee · HOA $1,440/yr
- Brighton LakesKissimmee · HOA $163/yr · CDD $2,557/yr
- BroadmoorKissimmee · HOA $1,020/yr
- Blackstone LandingKissimmee · HOA $500/yr
- Reedy ReserveKissimmee · HOA $2,592/yr
- SedonaKissimmee · HOA $1,044/yr
- Brighton LandingsKissimmee · HOA $1,600/yr
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