Costs of owning

What it really costs to own in Florida.

Formosa Valley HOA fees

Kissimmee, Osceola County · 34747

Homes in Formosa Valley (Kissimmee) pay a median $4,308 a year in HOA dues, about $359 a month, based on 8 listings. Half fall between $4,308 and $4,308. None of the listings we reviewed report a CDD.

HOA, median
$4,308/yr
About $359 a month
CDD, median
None reported
Property tax, median
$5,896/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$850
HOA + tax at the medians

What the dues cover

  • Pool63% of listings
  • Maintenance Structure63% of listings
  • Cable TV50% of listings
  • Internet50% of listings
  • Trash50% of listings
  • Maintenance Grounds38% of listings

Amenities listed: Pool, Clubhouse, Gated.

Formosa Valley cost questions

How much are HOA fees in Formosa Valley?

Homes in Formosa Valley (Kissimmee) pay a median $4,308 a year in HOA dues, about $359 a month, based on 8 listings. Half fall between $4,308 and $4,308.

Does Formosa Valley have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Formosa Valley, before the mortgage?

HOA and property tax come to about $850 a month at the medians (property tax median $5,896 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Formosa Valley from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “FORMOSA VALLEY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Formosa Valley?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.