What it really costs to own in Florida.
Gardenia Reserve HOA fees
Apopka, Orange County · 32712, 32703
Homes in Gardenia Reserve (Apopka) pay a median $2,940 a year in HOA dues, about $245 a month, based on 13 listings. Half fall between $2,940 and $2,940. None of the listings we reviewed report a CDD.
What the dues cover
- Pool100% of listings
- Maintenance Structure69% of listings
- Maintenance Grounds69% of listings
- Recreational Facilities69% of listings
Amenities listed: Playground, Pool.
Live inventory
For sale in Gardenia Reserve right now
5 active listings
Gardenia Reserve cost questions
How much are HOA fees in Gardenia Reserve?
Homes in Gardenia Reserve (Apopka) pay a median $2,940 a year in HOA dues, about $245 a month, based on 13 listings. Half fall between $2,940 and $2,940.
Does Gardenia Reserve have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Gardenia Reserve, before the mortgage?
HOA and property tax come to about $360 a month at the medians (property tax median $1,384 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Gardenia Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 13 addressesin subdivisions matching “GARDENIA RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Park View PreserveApopka · HOA $1,092/yr
- OakviewApopka · HOA $1,510/yr
- Winding MeadowsApopka · HOA $1,524/yr
- Crossroads at Kelly ParkApopka · HOA $90/yr · CDD $1,771/yr
- Crossroads / Kelly ParkApopka · HOA $90/yr · CDD $2,253/yr
- WindroseApopka · HOA $1,128/yr
- Bridle PathApopka · HOA $1,280/yr
- Willow RunApopka · HOA $2,280/yr
- GrassmereZellwood · HOA $2,100/yr
- Westridge ParkZellwood · HOA $836/yr
- Zellwood Station Coop Mh ParkZellwood · HOA $4,980/yr
- Oaks at Kelly ParkApopka · HOA $1,224/yr
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