Costs of owning

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Lorraine Lakes HOA and CDD fees

Bradenton, Manatee County · 34211

Homes in Lorraine Lakes (Bradenton) pay a median $3,420 a year in HOA dues, about $285 a month, based on 78 listings. Half fall between $2,852 and $3,500. 97% of listings with a known CDD status (78) report one, with a median $1,770 a year collected on the property tax bill.

HOA, median
$3,420/yr
About $285 a month
CDD, median
$1,770/yr
97% of 78 listings have one
Property tax, median
$6,594/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$982
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$3,420/yr48 listings
Townhomes and villas$2,852/yr30 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool68% of listings
  • Cable TV63% of listings
  • Maintenance Grounds62% of listings
  • Internet59% of listings
  • Guard - 24 Hour56% of listings
  • Recreational Facilities47% of listings

Amenities listed: Fitness Center, Clubhouse, Gated, Pool, Pickleball Court(s), Tennis Court(s).

65% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Lorraine Lakes cost questions

How much are HOA fees in Lorraine Lakes?

Homes in Lorraine Lakes (Bradenton) pay a median $3,420 a year in HOA dues, about $285 a month, based on 78 listings. Half fall between $2,852 and $3,500.

Does Lorraine Lakes have a CDD?

Yes, most homes. 97% of the 78 listings with a known CDD status report one, and 76 gave an amount: a median $1,770 a year (range $1,267 to $2,749). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Lorraine Lakes, before the mortgage?

HOA, CDD and property tax come to about $982 a month at the medians (property tax median $6,594 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lorraine Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 78 addressesin subdivisions matching “LORRAINE LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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