Costs of owning

What it really costs to own in Florida.

Palm Bay CDD fees

Tampa, Hillsborough County · 33615

100% of listings with a known CDD status (3) report one, with a median $2,176 a year collected on the property tax bill.

CDD, median
$2,176/yr
100% of 3 listings have one

Palm Bay cost questions

How much are HOA fees in Palm Bay?

Fewer than five listings in Palm Bay reported an HOA fee, so we don't publish a median. Ask the listing agent for the current association budget on any home you're considering.

Does Palm Bay have a CDD?

Yes, most homes. 100% of the 3 listings with a known CDD status report one, and 3 gave an amount: a median $2,176 a year (range $2,000 to $2,405). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Palm Bay, before the mortgage?

CDD comes to about $181 a month at the medians. Not enough listings reported HOA and property tax to include them. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Palm Bay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 3 addressesin subdivisions matching “PALM BAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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