What it really costs to own in Florida.
Sun North Lake HOA and CDD fees
Sebring, Highlands County · 33872, 33852
Homes in Sun North Lake (Sebring) pay a median $700 a year in HOA dues, about $58 a month, based on 14 listings. Half fall between $696 and $873. 14% of listings with a known CDD status (70) report one, with a median $843 a year collected on the property tax bill.
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Sun North Lake cost questions
How much are HOA fees in Sun North Lake?
Homes in Sun North Lake (Sebring) pay a median $700 a year in HOA dues, about $58 a month, based on 14 listings. Half fall between $696 and $873.
Does Sun North Lake have a CDD?
A few homes do. 14% of the 70 listings with a known CDD status report one, and 8 gave an amount: a median $843 a year (range $802 to $927). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Sun North Lake, before the mortgage?
HOA and property tax come to about $127 a month at the medians (property tax median $828 a year). Homes in the CDD (14% of listings) add about $70 a month. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Sun North Lake from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 70 addressesin subdivisions matching “SUN N LAKE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
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