Costs of owning

What it really costs to own in Florida.

The Bay Villas HOA fees

Crystal River, Citrus County · 34429

Homes in The Bay Villas (Crystal River) pay a median $11,616 a year in condo association dues, about $968 a month, based on 9 listings. Half fall between $11,112 and $11,616.

HOA, median
$11,616/yr
About $968 a month
CDD, median
Not enough data
Property tax, median
$925/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,045
HOA + tax at the medians

What the dues cover

  • Pool100% of listings
  • Insurance100% of listings
  • Cable TV89% of listings
  • Maintenance Grounds89% of listings
  • Internet78% of listings
  • Maintenance Structure67% of listings

Amenities listed: Tennis Court(s), Clubhouse, Pool, Maintenance.

The Bay Villas cost questions

How much are HOA fees in The Bay Villas?

Homes in The Bay Villas (Crystal River) pay a median $11,616 a year in condo association dues, about $968 a month, based on 9 listings. Half fall between $11,112 and $11,616.

Does The Bay Villas have a CDD?

11% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in The Bay Villas, before the mortgage?

HOA and property tax come to about $1,045 a month at the medians (property tax median $925 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in The Bay Villas from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “THE BAY VILLAS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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