Costs of owning

What it really costs to own in Florida.

Whispering Oaks HOA fees

Tampa, Hillsborough County · 33618, 33614

Homes in Whispering Oaks (Tampa) pay a median $5,354 a year in condo association dues, about $446 a month, based on 17 listings. Half fall between $4,920 and $6,036. None of the listings we reviewed report a CDD.

HOA, median
$5,354/yr
About $446 a month
CDD, median
None reported
Property tax, median
$2,029/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$615
HOA + tax at the medians

What the dues cover

  • Maintenance Grounds88% of listings
  • Trash88% of listings
  • Pool82% of listings
  • Sewer82% of listings
  • Water82% of listings
  • Maintenance Structure65% of listings

Amenities listed: Fitness Center, Pool, Clubhouse, Gated.

Live inventory

For sale in Whispering Oaks right now

15 active listings

4758 Whispering Wind Ave
ActiveNew
House for sale
$650,000
4 bed3 bath2,880 sqft0.14 acre lot
4758 Whispering Wind Ave
Tampa, FL, 33614
Brokered by PREMIER SOTHEBYS INTL REALTY
13741 Juniper Blossom Dr
Active
Townhouse for sale
$195,000
2 bed2 bath1,190 sqft
13741 Juniper Blossom Dr
Tampa, FL, 33618
Brokered by CENTURY 21 ELITE LOCATIONS, INC
13747 Juniper Blossom Dr
ActivePrice reduced
Condo for sale
$199,900
$9k
2 bed2 bath1,190 sqft
13747 Juniper Blossom Dr
Tampa, FL, 33618
Brokered by LPT REALTY, LLC.
13812 Orange Sunset Dr #0
ActivePrice reduced
Condo for sale
$184,000
$6k
2 bed2 bath928 sqft
13812 Orange Sunset Dr #0
Tampa, FL, 33618
Brokered by DALTON WADE INC
4643 Dunnie Dr
ActivePrice reduced
House for sale
$475,000
$10k
3 bed2 bath1,828 sqft0.15 acre lot
4643 Dunnie Dr
Tampa, FL, 33614
Brokered by PREMIER SOTHEBYS INTL REALTY
4756 Whispering Wind Ave
ActivePrice reduced
House for sale
$520,000
$20k
4 bed2 bath2,083 sqft0.14 acre lot
4756 Whispering Wind Ave
Tampa, FL, 33614
Brokered by 54 REALTY LLC
13760 Orange Sunset Dr #201
Active
Condo for sale
$180,000
2 bed1 bath924 sqft
13760 Orange Sunset Dr #201
Tampa, FL, 33618
Brokered by THE SOMERDAY GROUP PL
2521 Cedar Cypress CT #101
ActivePrice reduced
Condo for sale
$99,900
$25k
1 bed1 bath644 sqft601 sqft lot
2521 Cedar Cypress CT #101
Tampa, FL, 33618
Brokered by KELLER WILLIAMS TAMPA CENTRAL
See all 15 Whispering Oaks homes

Whispering Oaks cost questions

How much are HOA fees in Whispering Oaks?

Homes in Whispering Oaks (Tampa) pay a median $5,354 a year in condo association dues, about $446 a month, based on 17 listings. Half fall between $4,920 and $6,036.

Does Whispering Oaks have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Whispering Oaks, before the mortgage?

HOA and property tax come to about $615 a month at the medians (property tax median $2,029 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Whispering Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 18 addressesin subdivisions matching “WHISPERING OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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