206 SE 45th Ter, photo 1
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Overview

3 bd2 ba1,742 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1976
Lot10,019 sqft
Living area1,742 sqft
Price / sqft$264
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)Window TreatmentsGarden

206 SE 45th Ter is a 1976-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,742 square feet of living space. Listed at $459,900 (about $264/sqft), 503 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

tep into style and comfort with this beautifully remodeled pool home, perfectly situated in an established, well-maintained neighborhood. This home impresses from the moment you arrive, featuring new impact-rated sliders and a modern front door that blend security with sleek design. Inside, you'll find stunning new flooring throughout and a completely renovated kitchen boasting granite countertops, soft-close modern cabinetry, and elegant crown molding, ideal for both everyday living and entertaining. The spacious master suite offers a luxurious retreat with dual sinks in the en-suite bathroom. Enjoy seamless indoor-outdoor living with a large, covered lanai featuring a shiplap ceiling and plenty of shaded space, perfect for relaxing or entertaining poolside. This home comes equipped with energy efficient solar panels, offering significant savings on utility bills while reducing your carbon footprint. Enjoy the benefits of sustainable living without sacrificing comfort or style. With a beautifully maintained landscape and thoughtful updates throughout, this home is truly move-in ready. Don't miss your chance to live in comfort and style in one of the area's most desirable communities!. With a beautifully maintained landscape and thoughtful updates throughout, this home is truly move-in ready.

The essentials

Built
1976
Price / sqft
$264
On market
503 days
Annual tax
$4,760
Flood zone
AE
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Private pool
Heated
2 car garage
10,019 sqft lot
Lot size
1,742 sqft
Living area

Payment

Est. monthly payment
$3,026/mo
Down payment (20%)
$91,980
Property taxes
$397/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
10,019 sqft
Cooling
Central Air
Heating
Electric, Solar
Parking
-
Pool
Heated, In Ground
Days on Market
503
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Garden
Rain Gutters
Bar Fridge
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Range
Refrigerator
Washer
Elementary
Cape Elementary
Middle
Mariner Middle School
High
Ida S. Baker High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$4,760
Parcel #
12-45-23-C4-00215.0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33904 - Cape Coral
Lot Size
10,019 sqft
Cleared

Price history

Date
Event
Price
8/28/2025
Price change
Source: Stellar MLS #A4654095
$459,900-2.1%
$264/sqft
5/27/2025
Listed for sale
Source: Stellar MLS #A4654095
$469,900
$270/sqft

Neighborhood

206 SE 45th Ter
Cape Coral, FL, 33904 · 33904 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $459,900
$450,000 – $459,900
97.7% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33904 landed at this number or higher (52%). The median one sat 31 days before it went under contract, and this one is on day 503 after a $10,000 cut.

Sample: 31 closed home sales in 33904 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,025/mo
Principal & interest$2,399
Property taxes$397
Insurance$230
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,900

$264 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,742 sq ft

Time on market

503 days

Year built

1976

Monthly payment

About $3,026/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,760 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX NAUTICAL REALTYListing agent: Kristen CardosoListing data from Stellar MLS, MLS# A4654095.

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