831 Palmetto Dr NE, photo 1
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Overview

3 bd2 ba1,519 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot10,125 sqft
Living area1,519 sqft
Price / sqft$328
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostat

831 Palmetto Dr NE is a 2020-built home in Port Charlotte Sec 004, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,519 square feet of living space. Listed at $498,900 (about $328/sqft), 420 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Your Dream Gulf-Access Retreat! Experience the best of Florida living in this stunning 2020-built waterfront home, just 7 minutes to open water by boat and minutes to shopping, dining, and entertainment. Built with impact-rated hurricane doors and windows, it came through the last three hurricanes with no damage, giving you luxury with real peace of mind. Step inside to a bright, contemporary open-concept layout with soaring vaulted ceilings and designer finishes throughout. Out back, your large saltwater pool and screened porch create the perfect setting to soak up the sun, unwind after a day on the water, or host friends and family. Whether you're looking to enjoy the coastal lifestyle full-time or keep it running as a proven short-term rental, this home offers unmatched flexibility and value. Seller is willing to contribute 15,000.00 toward the construction of the dock with a boat lift. A bid from the local contractor is forthcoming.

The essentials

Built
2020
Price / sqft
$328
On market
493 days
Annual tax
$7,512
Flood zone
AE
Lot
10,125 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Garage Door Opener
10,125 sqft lot
Lot size

Payment

Est. monthly payment
$3,477/mo
Down payment (20%)
$99,780
Property taxes
$626/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
10,125 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Off Street
Pool
Chlorine Free, Heated, In Ground, Lighting, Salt Water
Waterfront
Canal - Saltwater
Days on Market
493
Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Window Treatments
Private Mailbox
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$7,512
Parcel #
402227278009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 004
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
10,125 sqft
Flood Insurance RequiredFloodZonePaved

Price history

Date
Event
Price
8/5/2026
Price change
Source: Stellar MLS #A4655050
$498,900-0.2%
$328/sqft
-
Price change
Source: Stellar MLS #A4655050
$499,900-16.5%
$329/sqft
6/3/2025
Listed for sale
Source: Stellar MLS #A4655050
$599,000
$394/sqft

Neighborhood

831 Palmetto Dr NE
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $498,900
$490,000 – $498,900
98.4% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 33952 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 493 after a $100,100 cut.

Sample: 312 closed home sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,477/mo
Principal & interest$2,602
Property taxes$626
Insurance$249
Down payment20% · $99,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$498,900

$328 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,519 sq ft

Time on market

493 days

Year built

2020

Monthly payment

About $3,477/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,512 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLOKATIONListing agent: Daniil BryskinListing data from Stellar MLS, MLS# A4655050.

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