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Overview

3 bd2 ba2,274 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot10,498 sqft
Living area2,274 sqft
Price / sqft$286
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

12420 Minot Ave is a 1985-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,274 square feet of living space. Listed at $650,000 (about $286/sqft), 470 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to your piece of Florida paradise! Located in the highly sought-after community of Gulf Cove. This property is a boater's dream! Open water access in a matter of minutes and with TENANTS already in place, this property offers immediate rental income potential. The home is centrally located near dining, shopping, and entertainment while also granting short access by boat or car to nearby beaches. Plus, no deed restrictions! This beautifully updated 3-bedroom, 2-bath pool home offers 2,275 square feet of luxury living with an open, airy layout and top-tier finishes throughout. From the moment you step inside, you’ll notice the sleek, staggered modern tile flooring that flows seamlessly through the home. The chef’s kitchen is truly a focal point, featuring soft-close cabinetry, granite countertops with an under-mount sink, breakfast bar, matching tile backsplash, and top-of-the-line built-in Whirlpool and Frigidaire stainless steel appliances—all designed to inspire both everyday meals and elegant entertaining. The kitchen is open to the Family Room on one side and the Living/Dining room on the other. Natural light fills the home through eight sliding glass doors, including four pocket sliders that create a seamless transition to the outdoors. Each bedroom offers generous space and walk-in closets, while the primary suite stands out with marble tile floors, dual vanities, a custom euro-glass shower, and spacious his-and-hers walk-in closets. Recent upgrades completed in 2019 and 2020 include a new roof, A/C system, updated electrical panel, all new interior doors and flooring, custom kitchen and bathroom cabinetry, granite countertops throughout, fresh baseboard trim, updated lighting, ceiling fans, faucets, and hardware. No detail was overlooked in bringing this home to life. The private pool area features a wet pebble edge finish, a resurfaced crushed quartz deck, and a screened lanai with a convenient pool bath. Step outside to a generous patio area, perfect for outdoor dining or relaxing in the Florida sunshine. With 84 feet of concrete seawall, there’s ample space to install your own dock and boat lift. Enjoy direct access to Charlotte Harbor—you're just minutes away from open water adventures! This location is as convenient as it is beautiful, with five regional airports within an hour’s drive—ideal for travel or hosting guests. Whether you're enjoying a quiet sunrise, a lively sunset gathering, or anything in between, this waterfront home offers the very best of Florida living.

The essentials

Built
1985
Price / sqft
$286
On market
542 days
Annual tax
$9,991
Flood zone
AE
Lot
10,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Waterfront
River Front
Private pool
Gunite
2 car garage
10,498 sqft lot
Lot size

Payment

Est. monthly payment
$4,548/mo
Down payment (20%)
$130,000
Property taxes
$833/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
10,498 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, In Ground
Waterfront
River Front
Days on Market
542
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Sidewalk
Sliding Doors
Storage
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Flood Zone AE
Annual Tax (2024)
$9,991
Parcel #
402119256016

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,498 sqft

Price history

Date
Event
Price
10/16/2025
Price change
Source: Stellar MLS #C7508635
$650,000-5.8%
$286/sqft
-
Price change
Source: Stellar MLS #C7508635
$690,000-1.4%
$303/sqft
4/15/2025
Listed for sale
Source: Stellar MLS #C7508635
$700,000
$308/sqft

Neighborhood

12420 Minot Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$620,000 – $650,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 542 after a $50,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,548/mo
Principal & interest$3,390
Property taxes$833
Insurance$325
Down payment20% · $130,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$286 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,274 sq ft

Time on market

542 days

Year built

1985

Monthly payment

About $4,548/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,991 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMARINA PARK REALTY LLCListing agent: Sean LehewListing data from Stellar MLS, MLS# C7508635.

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