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Overview

4 bd2 ba2,040 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot30,000 sqft
Living area2,040 sqft
Price / sqft$330
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostat

281 Pembroke Dr is a 2005-built home in Port Charlotte Sec 030, Port Charlotte. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,040 square feet of living space. Listed at $673,328 (about $330/sqft), 58 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover the perfect blend of modern sophistication and unmatched privacy at 281 Pembroke, Port Charlotte. This meticulously renovated residence offers a rare opportunity to own a truly turnkey waterfront home on a sprawling triple-lot property, providing the space, privacy, and freedom you've been searching for. Spanning 2,040 square feet, the interior has been completely transformed with a contemporary aesthetic. The thoughtfully designed floor plan features 4 spacious bedrooms, 2 stylishly updated bathrooms, and a versatile flex room—ideal for a home office, fitness room, or creative studio. Every room of the interior has been updated, delivering a move-in-ready home that feels like new construction. Step outside to your own private waterfront retreat. A stunning new pool, expertly crafted by JT's Custom Pools, serves as the centerpiece of the backyard, and for added peace of mind, the pool is still under warranty. A custom-built tiki hut creates the perfect setting for entertaining family and friends while enjoying the Florida lifestyle. Situated on three full usable lots with an impressive 240 feet of canal frontage, this exceptional property offers endless possibilities. Whether you're looking for room to park multiple boats, an RV, build your dream workshop, or simply enjoy an expansive backyard, this property accommodates it all with ease. The generous waterfront setting also provides plenty of space to embrace fishing, kayaking, or simply taking in the peaceful canal views. Designed for both comfort and efficiency, the home is equipped with a whole-home reverse osmosis (RO) water filtration system and an 8-zone irrigation system, ensuring exceptional water quality and easy maintenance of the beautifully maintained grounds. Additional improvements include a new roof installed in 2022. Enjoy the ultimate Florida lifestyle without the typical restrictions. This property features No HOA fees, No CDD fees, and is located in a non-flood zone, offering valuable savings and peace of mind. This is more than just a home—it's a rare opportunity to own a beautifully renovated waterfront property with unmatched space, modern upgrades, and the freedom to truly live the Florida lifestyle. Schedule your private showing today and experience everything this exceptional Port Charlotte property has to offer.

The essentials

Built
2005
Price / sqft
$330
On market
71 days
Annual tax
$6,961
Flood zone
X500 · Low risk
Lot
30,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Canal Front
Private pool
Heated
2 car garage
Boat
0.69 acres
Lot size

Payment

Est. monthly payment
$4,429/mo
Down payment (20%)
$134,666
Property taxes
$580/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
30,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, Oversized, RV Access/Parking
Pool
Gunite, Heated, In Ground, Salt Water, Screen Enclosure
Waterfront
Canal Front
Days on Market
71
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Dog Run
Hurricane Shutters
Private Yard
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Refrigerator
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$6,961
Parcel #
402102255017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 030
County
Charlotte
MLS Area
33954 - Port Charlotte
Lot Size
30,000 sqft
ClearedIrregular LotKey LotLandscapedOversized LotPrivate

Price history

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #N6145206
$673,328-3.0%
$330/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #N6145206
$693,847
$340/sqft

Neighborhood

281 Pembroke Dr
Port Charlotte, FL, 33954 · 33954 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $673,328
$660,000 – $673,328
97.8% – 100% of listTops out right at the list price
80% of listList price
115 of the last 228 home closings in 33954 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 71 after a $20,519 cut.

Sample: 228 closed home sales in 33954 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,428/mo
Principal & interest$3,512
Property taxes$580
Insurance$337
Down payment20% · $134,666
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$673,328

$330 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,040 sq ft

Time on market

71 days

Year built

2005

Monthly payment

About $4,429/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,961 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Anthony LaPortaListing data from Stellar MLS, MLS# N6145206.

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