2320 Terra Ceia Bay Blvd #811, photo 1
Active
1 / 41

Overview

1 bd1 ba728 sqftCondominium
TypeCondominium
Condo dues$638/mo
Built1991
Lot138,719 sqft
Living area728 sqft
Price / sqft$172

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)LightingBuyer Approval RequiredClubhouse

2320 Terra Ceia Bay Blvd #811 is a 1991-built home in The Terra Ceia Club, Palmetto. Inside you'll find 1 bedrooms, 1 bathrooms, and 728 square feet of living space. Listed at $125,000 (about $172/sqft), 331 days on market. Flood zone AE X - confirm flood insurance requirements with your lender. Condo dues run $638 monthly.

From the listing

*NEW PRICE! Live Above It All at Palms of Terra Ceia Bay!** Enjoy beautiful 8th-floor views from this updated 1-bedroom, 1-bath penthouse condo overlooking farmland, the golf course, and Terra Ceia Bay. This move-in-ready condo features a **2024 hot water heater, 2024 dishwasher, in-unit stackable washer/dryer, and a water filtration system in the kitchen.** Enjoy views in every direction and convenient access to I-75, downtown Bradenton, Parrish, St. Petersburg, area airports, and Gulf beaches. Palms of Terra Ceia Bay offers an active Florida lifestyle with **pickleball and tennis courts, a pool, high-speed internet, assigned parking, a 500-foot fishing pier with Skyway Bridge views, and a scenic mangrove boardwalk.** This condo also has **one of the lowest condo fees in the building.** Whether you're looking for a full-time residence, seasonal retreat, or investment property, this condo offers an opportunity to enjoy the Palms of Terra Ceia Bay lifestyle.

The essentials

Built
1991
Price / sqft
$172
On market
331 days
Annual tax
$2,855
Condo dues
$638/mo
Flood zone
AE X
Lot
138,719 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 1991
Water views
Golf Course
Community pool
Shared amenity
Assigned parking
728 sqft
Living area

Payment

Est. monthly payment
$1,590/mo
Down payment (20%)
$25,000
Property taxes
$238/mo
Condo dues
$638/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1991
Lot
138,719 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Ground Level, Guest
Days on Market
331
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Lighting
Buyer Approval Required
Clubhouse
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Palmetto Elementary-MN
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE X
Annual Tax (2023)
$2,855
Parcel #
2416809651

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Terra Ceia Club
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
138,719 sqft
LevelOn Golf CoursePaved
Condo dues
$638/mo
TERRA CEIA Club Condo Association

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #A4672641
$125,000-15.0%
$172/sqft
-
Price change
Source: Stellar MLS #A4672641
$147,000-16.9%
$202/sqft
11/19/2025
Listed for sale
Source: Stellar MLS #A4672641
$177,000
$243/sqft

Neighborhood

2320 Terra Ceia Bay Blvd #811
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $125,000
$123,000 – $125,000
98.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34221 landed at this number or higher (52%). The median one sat 100 days before it went under contract, and this one is on day 331 after a $52,000 cut.

Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,590/mo
Principal & interest$652
Property taxes$238
Insurance$63
HOA$638
Down payment20% · $25,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$125,000

$172 per sq ft

Beds and baths

1 beds, 1 baths

Size

728 sq ft

Time on market

331 days

Year built

1991

Monthly payment

About $1,590/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,855 annual tax bill, insurance, and $638/mo in condo dues.

Condo dues

$638/mo

Managed by TERRA CEIA Club Condo Association.

Flood zone

Zone AE X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBRIGHT REALTYListing agent: Taren MyrickListing data from Stellar MLS, MLS# A4672641.

Keep exploring Florida

Pick up where you left off, or see what else is out there.