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Overview

4 bd3 ba2,696 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,132/yr
Built2005
Lot7,500 sqft
Living area2,696 sqft
Price / sqft$167
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

1511 Bonita Bluff CT is a 2005-built home in Mira Lago West Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,696 square feet of living space. Listed at $449,000 (about $167/sqft), 285 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,132 annually.

From the listing

** INCREDIBLE OPPORTUNITY!! ASSUMABLE MORTGAGE for qualified buyers!! ** Tremendous financing opportunity. Current rate is 2.25%. DON’T MISS THIS OPPORTUNITY TO own this charming, comfortable and spacious home. As you enter through the double doors, the foyer opens to a formal living and dining room. The large open kitchen serves the formal dining room as well as a light and bright breakfast nook. The open concept continues from the kitchen to a beautiful family room with views of the private pool and covered lanai. The pool area, lanai and family room create a soothing and private view of the shimmering lake behind the home. A large primary suite sits on one side of the home, and the 3 remaining bedrooms create a true split floor plan. Add peace of mind with a 5-year-old roof, a 1-year-old air conditioning unit, the pool resurfaced 4 years ago, and a new pool pump installed in November 2025 letting the new owner can move in worry free! Schedule your showing now!! VERY MOTIVATED SELLER!

The essentials

Built
2005
Price / sqft
$167
On market
285 days
Annual tax
$5,271
HOA
$1,132/yr
Flood zone
X500 · Low risk
Lot
7,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Water views
Pool
Private pool
Gunite
3 car garage
Driveway
7,500 sqft lot
Lot size

Payment

Est. monthly payment
$3,100/mo
Down payment (20%)
$89,800
Property taxes
$439/mo
HOA
$1,132/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,500 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener, Guest, Off Street, On Street, Oversized
Pool
Gunite, Screen Enclosure
Days on Market
285
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dog Run
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Gated Community - No Guard
Irrigation-reclaimed Water
Playground
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2024)
$5,271
Parcel #
U-01-32-18-79F-000000-00222.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mira Lago West Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
7,500 sqft
ClearedLandscapedPavedPrivate
HOA
$1,132/yr
Jen Robertson

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #A4676583
$449,000-6.3%
$167/sqft
-
Price change
Source: Stellar MLS #A4676583
$479,000-7.9%
$178/sqft
12/30/2025
Listed for sale
Source: Stellar MLS #A4676583
$520,000+129.1%
$193/sqft
2/20/2015
Sold
Source: Hillsborough County Public Record
$227,000
$84/sqft

Neighborhood

1511 Bonita Bluff CT
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $449,000
$447,500 – $449,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 285 after a $71,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,100/mo
Principal & interest$2,342
Property taxes$439
Insurance$225
HOA$94
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,000

$167 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,696 sq ft

Time on market

285 days

Year built

2005

Monthly payment

About $3,100/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,271 annual tax bill, insurance, and the $1,132/yr HOA fee.

HOA fee

$1,132/yr

Managed by Jen Robertson.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMICHAEL SAUNDERS & COMPANYListing agent: David DAngeloListing data from Stellar MLS, MLS# A4676583.

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