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Overview

4 bd3 ba2,756 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/mo
Built2026
Lot10,051 sqft
Living area2,756 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVERSTONE NORTH
Type
Single Family Residence

True monthly carry

HOA
~$120/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanStone CountersWalk-in Closet(s)Hurricane ShuttersPlaygroundPoolDishwasherMicrowave

4306 Silver Birch CT is a 2026-built home in Silverstone North, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,756 square feet of living space. Listed at $424,000 (about $154/sqft), 172 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

All Closing Costs Paid, Up to $5k Towards Options & Special Interest Rates with the use of our preferred lender - Now through Sunday, November 1st. MOVE IN READY! This all-concrete block constructed home features a well-appointed kitchen which overlooks the living and dining areas and flows outdoors to a covered lanai. A flex space at the front of the home, and a guest room and full bath off the living area complete the first floor. Upstairs, the large Bedroom 1 is complete with Bathroom 1. Two additional bedrooms, a second full bath, and laundry room surround a spacious bonus room, perfect for work or for play. This home comes with installed range, microwave, and built-in dishwasher. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation.

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The essentials

Built
2026
Price / sqft
$154
On market
172 days
Annual tax
$0
HOA
$120/mo
Flood zone
X · Low risk
Lot
10,051 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Garage Door Opener
10,051 sqft lot
Lot size
2,756 sqft
Living area

Payment

Est. monthly payment
$3,091/mo
Down payment (20%)
$84,800
Property taxes
$0/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,051 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener
Days on Market
172
Open Floorplan
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Playground
Pool
Dishwasher
Microwave
Range
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2026)
$0
Parcel #
716946209

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silverstone North
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
10,051 sqft
LevelPaved
HOA
$120/mo
Access Management

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #A4691522
$424,000-0.9%
$154/sqft
-
Price change
Source: Stellar MLS #A4691522
$428,000-7.0%
$155/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #A4691522
$459,990
$167/sqft

Neighborhood

4306 Silver Birch CT
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $424,000
$420,000 – $424,000
98.8% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 172 after a $35,990 cut.

Sample: 459 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,091/mo
Principal & interest$2,211
Property taxes$548
Insurance$212
HOA$120
Down payment20% · $84,800
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,000

$154 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,756 sq ft

Time on market

172 days

Year built

2026

Monthly payment

About $3,091/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byD.R. HORTON REALTY OF SARASOTAListing agent: Sarah ScharlachListing data from Stellar MLS, MLS# A4691522.

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