Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PALMS AT COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$79/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
12759 Dockyard Trl is a 2026-built home in Palms At Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,911 square feet of living space. Listed at $564,999 (about $194/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $79.24 monthly.
Under Construction. What's Special: Conservation View | Flex Room | Backs to Wetland. New Construction - November Completion! Welcome to the Monterey at 12759 Dockyard Trail in Palms at Coasterra! This thoughtfully designed new home offers an open-concept layout that blends comfort and sophistication. The spacious great room, dining area, and lanai create a seamless flow for entertaining and everyday living. At the heart of the home, the gourmet kitchen shines with quartz countertops, built-in microwave and wall oven combination, generous island with additional knee-wall cabinetry, abundant storage, and a large walk-in pantry. A versatile flex room is conveniently located on the first floor, while upstairs features a loft, three secondary bedrooms, and a private primary suite with a spa-like en-suite bath and walk-in closet. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling package, 8' interior doors, stair railing with metal spindles, outdoor kitchen rough-in, gourmet Café appliance package, kitchen tile backsplash, and 42" upper cabinets. MLS#TB8537555
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$564,999
$194 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,911 sq ft
Time on market
62 days
Year built
2026
Monthly payment
About $4,039/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $79.24/mo HOA fee.
HOA fee
$79.24/mo
Managed by Castle Group.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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