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Overview

1 bd1 ba408 sqftManufactured Home
TypeManufactured Home
HOA$325/mo
Built1992
Lot1,546 sqft
Living area408 sqft
Price / sqft$218

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboThermostatVaulted Ceiling(s)Window TreatmentsLightingStorageAssociation Recreation - Owned

58 Montego Dr is a 1992-built home in Tropic Isles Co-op, Palmetto. Inside you'll find 1 bedrooms, 1 bathrooms, and 408 square feet of living space. Listed at $89,000 (about $218/sqft), 157 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $325 monthly.

From the listing

SUNSHINE COTTAGE, 55+ WATERFRONT COMMUNITY and NO LOT RENT! Move-in ready and lovingly maintained, this charming 1BR/1BA park model is the perfect Florida getaway in sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Enjoy a comfortable living room with a peek of Terra Ceia Bay, spacious lanai, back patio, and paved front sitting area that doubles as a golf cart parking pad. No lot rent! Just $325/month maintenance fee includes water, sewer, trash/recycling, park management, and access to fantastic amenities including the marina, bait shop, pool & spa, fitness center, library, shuffleboard, social rooms, and more. Whether you're looking for a snowbird escape or your Florida forever home, this Sunshine Cottage is ready for you. Come see it today!

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The essentials

Built
1992
Price / sqft
$218
On market
157 days
Annual tax
$1,709
HOA
$325/mo
Flood zone
AE
Lot
1,546 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1992
Community pool
Fitness center too
1,546 sqft lot
Lot size
408 sqft
Living area

Payment

Est. monthly payment
$976/mo
Down payment (20%)
$17,800
Property taxes
$142/mo
HOA
$325/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1992
Lot
1,546 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
157
Ceiling Fans(s)
Kitchen/Family Room Combo
Thermostat
Vaulted Ceiling(s)
Window Treatments
Lighting
Storage
Association Recreation - Owned
Clubhouse
Community Mailbox
Fitness Center
Golf Carts OK
Pool
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$1,709
Parcel #
2925503359

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tropic Isles Co-op
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
1,546 sqft
HOA
$325/mo
BARBARA MCEVOY

Price history

Date
Event
Price
5/9/2026
Listed for sale
Source: Stellar MLS #A4693547
$89,000
$218/sqft

Neighborhood

58 Montego Dr
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $89,000
$88,000 – $89,000
98.8% – 100% of listTops out right at the list price
80% of listList price
225 of the last 448 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 157.

Sample: 448 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$976/mo
Principal & interest$464
Property taxes$142
Insurance$45
HOA$325
Down payment20% · $17,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$89,000

$218 per sq ft

Beds and baths

1 beds, 1 baths

Size

408 sq ft

Time on market

157 days

Year built

1992

Monthly payment

About $976/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,709 annual tax bill, insurance, and the $325/mo HOA fee.

HOA fee

$325/mo

Managed by BARBARA MCEVOY.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ON THE WATERListing agent: Carmen Garcia UrgellesListing data from Stellar MLS, MLS# A4693547.

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