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Overview

2 bd2 ba1,042 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot10,000 sqft
Living area1,042 sqft
Price / sqft$264
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)Hurricane ShuttersLighting

23420 Steeple Ave is a 1987-built home in Port Charlotte Sec 020, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,042 square feet of living space. Listed at $274,900 (about $264/sqft), 92 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

PRICE IMPROVEMENT!! Now offered at an even more attractive price! This is your opportunity to own a beautiful home at an exceptional value in this highly desirable area and neighborhood! Welcome to 23420 Steeple Avenue in Port Charlotte! Nestled on a quiet dead-end street in an area of newer homes, this well-maintained 2-bedroom, 2-bath residence offers privacy, comfort, and convenience. Recent updates include a new roof, fresh exterior paint, luxury vinyl plank flooring in the bedrooms, and a beautifully screened and tiled covered lanai—perfect for enjoying Florida’s year-round sunshine. Inside, you’ll find a bright and inviting living and dining area with sliding glass doors leading to the lanai, creating an ideal space for entertaining. The spacious primary suite features a walk-in closet and private en-suite bath, while the guest bedroom offers ample storage with a double closet. The kitchen boasts warm wood cabinetry, neutral finishes, and plenty of workspace. Need a two-car garage with EXTRA SIDE PARKING for a BOAT, RV, or additional vehicles, and a storage shed in the backyard? Got it! Not to mention, this home is conveniently located near shopping, dining, medical facilities, and with easy access to I-75 and US-41, this home combines peaceful living with everyday convenience. Don’t miss your opportunity to make this charming Port Charlotte property your own!

The essentials

Built
1987
Price / sqft
$264
On market
115 days
Annual tax
$2,941
Flood zone
X500 · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Boat
10,000 sqft lot
Lot size
1,042 sqft
Living area

Payment

Est. monthly payment
$1,817/mo
Down payment (20%)
$54,980
Property taxes
$245/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
10,000 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, RV Access/Parking
Days on Market
115
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Lighting
Rain Gutters
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Elementary
Kingsway
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$2,941
Parcel #
402213431009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 020
County
Charlotte
MLS Area
33980 - Port Charlotte
Lot Size
10,000 sqft
Cleared

Price history

Date
Event
Price
9/20/2026
Price change
Source: Stellar MLS #A4697130
$274,900-1.5%
$264/sqft
6/16/2026
Listed for sale
Source: Stellar MLS #A4697130
$279,000
$268/sqft

Neighborhood

23420 Steeple Ave
Port Charlotte, FL, 33980 · 33980 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $274,900
$262,500 – $274,900
95.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 33980 landed at this number or higher (51%). The median one sat 83 days before it went under contract, and this one is on day 115 after a $4,100 cut.

Sample: 150 closed home sales in 33980 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,816/mo
Principal & interest$1,434
Property taxes$245
Insurance$137
Down payment20% · $54,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$274,900

$264 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,042 sq ft

Time on market

115 days

Year built

1987

Monthly payment

About $1,817/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,941 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT KING REALTYListing agent: Melody WilsonListing data from Stellar MLS, MLS# A4697130.

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