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Overview

4 bd2 ba1,980 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/yr
Built2024
Lot9,999 sqft
Living area1,980 sqft
Price / sqft$187
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWindow Treatments

5104 Munhall St is a 2024-built home in Pch 056 1844 0002, Port Charlotte. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,980 square feet of living space. Listed at $369,900 (about $187/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 annually.

From the listing

Virtually Staged. Located in the waterfront community of Gulf Cove, this new construction home combines modern design, quality finishes, and the Florida lifestyle buyers are searching for in Port Charlotte real estate. Offering 4 bedrooms, 2 bathrooms, and a 2-car garage, the home welcomes you with a foyer entry that opens into a spacious and functional layout designed for everyday living and entertaining. The kitchen features quartz Calcutta countertops, a tile backsplash, crown molding on the upper cabinets, stainless steel appliances, and an open flow to the main living areas. Vinyl wood plank flooring runs throughout the home, with carpet in the guest bedrooms for added comfort. Hurricane impact windows provide peace of mind and energy efficiency. The spacious primary suite includes a walk-in closet and a large en-suite bathroom with a dual sink vanity, soaking tub, and walk-in shower. Outdoor living is enhanced by the covered roofed-over lanai with paver flooring, creating a comfortable space to relax year-round, while the paver driveway adds to the curb appeal. Located in Gulf Cove, residents enjoy optional access to the community boat ramp and waterfront park with access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico, making this an ideal location for boating and fishing enthusiasts. Conveniently located near Gulf beaches, golf courses, parks, dining, shopping, and entertainment, this property is a great option for buyers searching for homes for sale in Gulf Cove, new construction homes in Port Charlotte, or modern Florida homes with upgraded finishes and access to the Southwest Florida lifestyle.

The essentials

Built
2024
Price / sqft
$187
On market
147 days
Annual tax
$476
HOA
$75/yr
Flood zone
X · Low risk
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
Driveway
9,999 sqft lot
Lot size
1,980 sqft
Living area

Payment

Est. monthly payment
$2,160/mo
Down payment (20%)
$73,980
Property taxes
$40/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
9,999 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
147
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Lighting
Rain Gutters
Playground
Dishwasher
Microwave
Range
Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$476
Parcel #
402131134002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pch 056 1844 0002
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
Landscaped
HOA
$75/yr

Price history

Date
Event
Price
5/15/2026
Listed for sale
Source: Stellar MLS #D6147347
$369,900
$187/sqft

Neighborhood

5104 Munhall St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $369,900
$355,000 – $369,900
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 147.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,160/mo
Principal & interest$1,929
Property taxes$40
Insurance$185
HOA$6
Down payment20% · $73,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$369,900

$187 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,980 sq ft

Time on market

147 days

Year built

2024

Monthly payment

About $2,160/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $476 annual tax bill, insurance, and the $75/yr HOA fee.

HOA fee

$75/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCENTURY 21 SUNBELT REALTYListing agent: Jayson BurtchListing data from Stellar MLS, MLS# D6147347.

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