1177 Commerce St, photo 1
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Overview

4 bd3 ba2,501 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot9,868 sqft
Living area2,501 sqft
Price / sqft$200
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC 048
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersThermostat

1177 Commerce St is a 2026-built home in Port Charlotte Sec 048, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,501 square feet of living space. Listed at $499,000 (about $200/sqft), 55 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. WHERE MODERN LUXURY MEETS EVERYDAY LIVING. Welcome to this exceptional 2026-BUILT 4 BEDROOM, 3 BATHROOM, 2 CAR GARAGE CUSTOM HOME, where sophisticated design, premium finishes, and meticulous craftsmanship come together to create a truly unforgettable residence. Perfectly positioned on a CORNER LOT in a quiet, low-density area of Port Charlotte, this stunning home offers a sense of privacy and tranquility while remaining just minutes from shopping, dining, golf, boating, and Southwest Florida's beautiful Gulf Coast beaches. From the moment you step through the front door, you'll be captivated by the home's soaring HIGH CEILINGS, expansive open-concept design, and an abundance of natural light that creates a bright, airy atmosphere. Every space has been thoughtfully designed to maximize both functionality and elegance, delivering a home that feels grand while remaining warm and inviting. The chef-inspired kitchen serves as the centerpiece of the home, featuring STAINLESS STEEL APPLIANCES, a DOUBLE WALL OVEN, an oversized CENTER ISLAND, and EXTRA-TALL CUSTOM CABINETRY that extends toward the ceiling, offering abundant storage while enhancing the home's clean, contemporary aesthetic. Whether preparing everyday meals or entertaining guests, this space is designed to impress. The luxurious primary suite is a true private retreat. Wake each morning to peaceful views with SLIDING GLASS DOORS LEADING DIRECTLY TO THE EXPANSIVE LANAI, creating a seamless indoor-outdoor connection. Dual WALK-IN CLOSETS, each appointed with CUSTOM BUILT-IN ORGANIZATION SYSTEMS, provide exceptional storage, while the spa-inspired ensuite bath showcases a DUAL VANITY, elegant finishes, a BACKLIT LED MIRROR, and a sophisticated design that evokes the feel of a luxury resort. The guest accommodations are equally impressive. Each of the generously sized bedrooms features its own CUSTOM BUILT-IN CLOSET ORGANIZATION SYSTEM, elevating both style and functionality while providing exceptional storage rarely found in new construction homes. Step outside to the SPACIOUS COVERED LANAI, perfectly designed for relaxing evenings, outdoor dining, and future customization. With ample room for entertaining or creating your own backyard oasis, the outdoor living space offers endless possibilities. Built in 2026, every detail of this home reflects today's most desirable finishes and construction standards, allowing you to enjoy the confidence and efficiency of brand-new construction without compromise. If you've been searching for a home that offers exceptional craftsmanship, timeless modern design, and luxurious finishes in a peaceful Port Charlotte setting, your search ends here. THIS IS MORE THAN A HOME—IT'S A STATEMENT OF MODERN ELEGANCE, THOUGHTFULLY DESIGNED FOR THE WAY YOU WANT TO LIVE.

The essentials

Built
2026
Price / sqft
$200
On market
89 days
Annual tax
$389
Flood zone
AE*
Lot
9,868 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
9,868 sqft lot
Lot size
2,501 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,884/mo
Down payment (20%)
$99,800
Property taxes
$32/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,868 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Oversized
Days on Market
89
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Rain Gutters
Built-in Oven
Cooktop
Dishwasher
Range
Refrigerator
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$389
Parcel #
402109253027

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 048
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
9,868 sqft
Corner Lot

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #C7527682
$499,000-3.1%
$200/sqft
-
Price change
Source: Stellar MLS #C7527682
$515,000-6.4%
$206/sqft
7/12/2026
Listed for sale
Source: Stellar MLS #C7527682
$550,000
$220/sqft

Neighborhood

1177 Commerce St
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$480,000 – $499,000
96.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 251 home closings in 33953 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 89 after a $51,000 cut.

Sample: 251 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,884/mo
Principal & interest$2,602
Property taxes$32
Insurance$250
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$200 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,501 sq ft

Time on market

89 days

Year built

2026

Monthly payment

About $2,884/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $389 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7527682.

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