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Overview

4 bd3 ba2,032 sqftSingle Family
TypeSingle Family
HOA$265/mo
Built2023
Lot9,147 sqft
Living area2,032 sqft
Price / sqft$255

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeStone CountersThermostat

1785 Saddlewood Cir is a 2023-built home in Biscayne Lndg North, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,032 square feet of living space. Listed at $519,000 (about $255/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $265 monthly.

From the listing

Welcome to this beautiful 3-year-young pool home located in the desirable golf cart-friendly, gated entry community of Biscayne Landing in Northwest Port Charlotte. Stunning Gulf shore beaches are a short commute away. No CDD fees and located in Flood Zone X (no flood insurance required). The HOA fee includes lawn maintenance, irrigation, hi-speed fiber internet and cable TV. Set on a premium .21-acre lake-view lot, this 4-bedroom, 3-full-bath home features 2,032 sq ft of air-conditioned living space plus 1,110 sq ft of outdoor living area. The fully fenced yard includes three gates for easy access. The screened lanai is the heart of the home: relax in the heated pool, soak in the hot tub/spa, grill, or watch TV while taking in peaceful water views. In the evenings, upgraded color-changing LED lights on the pool cage and multi-theme pool lights set the mood. Inside this open concept home, you'll find ceiling fans in the living room and all four bedrooms, with plenty of room for family and guests. Inside, you'll find granite countertops throughout, stainless steel appliances, timeless cabinetry, a custom-tiled backsplash in the kitchen, and a kitchen pantry. The primary suite has two walk-in closets and an en suite bath with a dual-sink vanity and oversized walk-in shower. A second bedroom has its own en suite bath, room for guests, and all three bathrooms feature tiled surrounds. The community amenity center features a heated pool, fitness center, and pickleball courts, and sidewalks line the streets throughout the neighborhood. Conveniently close to grocery and retail shopping, waterfront dining, live music, golf, Centennial Park, Tampa Bay Rays' spring training facility, and much more. Move-in ready, so come live the Florida life!

The essentials

Built
2023
Price / sqft
$255
On market
3 days
Annual tax
$5,598
HOA
$265/mo
Flood zone
X · Low risk
Lot
9,147 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Private pool
Heated
9,147 sqft lot
Lot size
2,032 sqft
Living area

Payment

Est. monthly payment
$3,698/mo
Down payment (20%)
$103,800
Property taxes
$467/mo
HOA
$265/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
9,147 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Child Safety Fence, Gunite, Heated, Lighting, Screen Enclosure, Tile
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Lighting
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,598
Parcel #
402114116078

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Biscayne Lndg North
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
9,147 sqft
HOA
$265/mo
Alliant Property Management

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #O6447764
$519,000
$255/sqft

Neighborhood

1785 Saddlewood Cir
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $519,000
$500,000 – $519,000
96.1% – 100% of listTops out right at the list price
80% of listList price
128 of the last 254 home closings in 33953 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 3.

Sample: 254 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,698/mo
Principal & interest$2,707
Property taxes$467
Insurance$260
HOA$265
Down payment20% · $103,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$519,000

$255 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,032 sq ft

Time on market

3 days

Year built

2023

Monthly payment

About $3,698/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,598 annual tax bill, insurance, and the $265/mo HOA fee.

HOA fee

$265/mo

Managed by Alliant Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6447764.

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