
Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- NORTH RIVER RANCH PH IV-A;
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
10043 Cross River Trl is a 2026-built home in North River Ranch Ph Iv-a;, Parrish. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,427 square feet of living space. Listed at $646,990 (about $267/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. This Neal Communities home design offers a main living area that is spacious and open with a great room, dining room and chef's kitchen. In the master suite, two walk-in closets sit just off the bedroom. The suite’s master bath features dual sinks, a large walk-in shower and water closet. Another full bath, situated between the two remaining bedrooms, has a Jack and Jill entry. The plan also includes a den or office, large laundry room and a spacious covered lanai . This home has a 3-Car Garage and has a beautiful preserve view.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 550 closed home sales in 34219 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$646,990
$267 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,427 sq ft
Time on market
117 days
Year built
2026
Monthly payment
About $3,806/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,301 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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