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About this home
6305 Rock Creek Cir is a 2000-built home in Covered Bridge Estates Ph 1, Ellenton. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,262 square feet of living space. Listed at $375,000 (about $166/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,080 annually.
Virtually Staged. Lakefront Fixer-Upper Opportunity – Bring Your Vision in Covered Bridge Rare chance to own on the lake — this 4-bedroom, 2-bath split floor plan home, built in 2000, offers lake views from nearly every room but needs updating and improvements throughout, making it a strong opportunity to build instant equity. The roof was replaced in May 2025, so major-system money can go toward the updates that matter most. The layout offers great bones to work with: a spacious primary suite with his & hers walk-in closets, a combined formal living/dining area with high ceilings and natural light, and a family room with a fireplace open to the kitchen. The breakfast nook seats a full table plus bar stools at the counter, with sliding doors to the screened lanai overlooking the lake. The kitchen and baths need a full refresh, and buyers should budget for some mechanical systems as well as cosmetic updates — the home is priced accordingly for someone ready to renovate and make it their own. Additional features include an inside laundry room, a garage with built-in shelving, and plenty of room on the lot to add a pool. Covered Bridge offers a community pool, tennis courts, playground, and clubhouse with fitness room for just $67/month HOA, with no CDD fees. Minutes to the Ellenton Outlet Mall, with easy access to I-75 and US 301 for a convenient Bradenton/Sarasota or Tampa/St. Pete commute. A rare lakefront opportunity, priced to leave room for your renovation and your equity.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$375,000
$166 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,262 sq ft
Time on market
94 days
Year built
2000
Monthly payment
About $2,643/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,910 annual tax bill, insurance, and the $1,080/yr HOA fee.
HOA fee
$1,080/yr
Managed by Derek Draper.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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