6305 Rock Creek Cir, photo 1
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Overview

4 bd2 ba2,262 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,080/yr
Built2000
Lot7,701 sqft
Living area2,262 sqft
Price / sqft$166
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoDishwasherMicrowaveRangeRefrigerator

6305 Rock Creek Cir is a 2000-built home in Covered Bridge Estates Ph 1, Ellenton. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,262 square feet of living space. Listed at $375,000 (about $166/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,080 annually.

From the listing

Virtually Staged. Lakefront Fixer-Upper Opportunity – Bring Your Vision in Covered Bridge Rare chance to own on the lake — this 4-bedroom, 2-bath split floor plan home, built in 2000, offers lake views from nearly every room but needs updating and improvements throughout, making it a strong opportunity to build instant equity. The roof was replaced in May 2025, so major-system money can go toward the updates that matter most. The layout offers great bones to work with: a spacious primary suite with his & hers walk-in closets, a combined formal living/dining area with high ceilings and natural light, and a family room with a fireplace open to the kitchen. The breakfast nook seats a full table plus bar stools at the counter, with sliding doors to the screened lanai overlooking the lake. The kitchen and baths need a full refresh, and buyers should budget for some mechanical systems as well as cosmetic updates — the home is priced accordingly for someone ready to renovate and make it their own. Additional features include an inside laundry room, a garage with built-in shelving, and plenty of room on the lot to add a pool. Covered Bridge offers a community pool, tennis courts, playground, and clubhouse with fitness room for just $67/month HOA, with no CDD fees. Minutes to the Ellenton Outlet Mall, with easy access to I-75 and US 301 for a convenient Bradenton/Sarasota or Tampa/St. Pete commute. A rare lakefront opportunity, priced to leave room for your renovation and your equity.

The essentials

Built
2000
Price / sqft
$166
On market
94 days
Annual tax
$4,910
HOA
$1,080/yr
Flood zone
X · Low risk
Lot
7,701 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Water views
Water
2 car garage
7,701 sqft lot
Lot size
2,262 sqft
Living area

Payment

Est. monthly payment
$2,643/mo
Down payment (20%)
$75,000
Property taxes
$409/mo
HOA
$1,080/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
7,701 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
94
Ninguno
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,910
Parcel #
746512459

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Covered Bridge Estates Ph 1
County
Manatee
MLS Area
34222 - Ellenton
Lot Size
7,701 sqft
Paved
HOA
$1,080/yr
Derek Draper

Price history

Date
Event
Price
7/10/2026
Listed for sale
Source: Stellar MLS #A4699539
$375,000
$166/sqft

Neighborhood

6305 Rock Creek Cir
Ellenton, FL, 34222 · 34222 - Ellenton

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$355,000 – $375,000
94.8% – 100% of listTops out right at the list price
80% of listList price
31 of the last 61 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 94.

Sample: 61 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,642/mo
Principal & interest$1,956
Property taxes$409
Insurance$188
HOA$90
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$166 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,262 sq ft

Time on market

94 days

Year built

2000

Monthly payment

About $2,643/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,910 annual tax bill, insurance, and the $1,080/yr HOA fee.

HOA fee

$1,080/yr

Managed by Derek Draper.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Kathy ValenteListing data from Stellar MLS, MLS# A4699539.

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