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Overview

4 bd3 ba2,697 sqft3 car garageSingle Family
TypeSingle Family
HOA$275/qtr
Built2014
Lot8,939 sqft
Living area2,697 sqft
Price / sqft$158
Garage3 car

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About this home

Living Room/Dining Room ComboPrimarybedroom UpstairsWalk-in Closet(s)Private YardClubhousePoolTennis Court(s)Dishwasher

4195 Little Gap Loop is a 2014-built home in Covered Bridge Estates Ph 2b&3b, Ellenton. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,697 square feet of living space. Listed at $424,900 (about $158/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 quarterly.

From the listing

Welcome to 4195 Little Gap Loop, a spacious 4-bedroom, 2.5-bath home offering approximately 2,697 sq. ft. of living space and a 3-car garage in the desirable Covered Bridge community of Ellenton. This two-story home offers a comfortable, versatile floor plan with plenty of room for everyday living and entertaining. The kitchen features granite countertops, abundant cabinetry, pantry storage, breakfast-bar seating and an eat-in area that opens to the family room. Sliding glass doors lead to the covered outdoor living area overlooking peaceful water and wooded views, creating a relaxing setting with added privacy. Upstairs, the spacious primary suite includes a large walk-in closet and flexible space ideal for a home office, exercise area or sitting area. Additional bedrooms and bonus space provide plenty of options for family, guests or working from home. Covered Bridge offers a variety of community amenities, including a clubhouse, swimming pool, tennis and basketball courts. Conveniently located near I-75, shopping, dining and the Ellenton Premium Outlets, with easy access to Bradenton, Sarasota, St. Petersburg and Tampa. Come experience the space, location and Florida lifestyle with this Ellenton home.

The essentials

Built
2014
Price / sqft
$158
On market
28 days
Annual tax
$2,632
HOA
$275/qtr
Flood zone
X · Low risk
Lot
8,939 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Shared amenity
3 car garage
Garage Door Opener
8,939 sqft lot
Lot size
2,697 sqft
Living area

Payment

Est. monthly payment
$2,740/mo
Down payment (20%)
$84,980
Property taxes
$219/mo
HOA
$275/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
8,939 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
28
Living Room/Dining Room Combo
Primarybedroom Upstairs
Walk-in Closet(s)
Private Yard
Clubhouse
Pool
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Virgil Mills Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,632
Parcel #
746557959

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Covered Bridge Estates Ph 2b&3b
County
Manatee
MLS Area
34222 - Ellenton
Lot Size
8,939 sqft
HOA
$275/qtr
Derek Draper

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #A4706063
$424,900-10.5%
$158/sqft
9/14/2026
Listed for sale
Source: Stellar MLS #A4706063
$475,000
$176/sqft

Neighborhood

4195 Little Gap Loop
Ellenton, FL, 34222 · 34222 - Ellenton

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$402,500 – $424,900
94.8% – 100% of listTops out right at the list price
80% of listList price
31 of the last 61 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 28 after a $50,100 cut.

Sample: 61 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,740/mo
Principal & interest$2,216
Property taxes$219
Insurance$212
HOA$92
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$158 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,697 sq ft

Time on market

28 days

Year built

2014

Monthly payment

About $2,740/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,632 annual tax bill, insurance, and the $275/qtr HOA fee.

HOA fee

$275/qtr

Managed by Derek Draper.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Bryan GravesListing data from Stellar MLS, MLS# A4706063.

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